Qualicorp Consultoria e Corretora de Seguros Balance Sheet Health
Financial Health criteria checks 3/6
Qualicorp Consultoria e Corretora de Seguros has a total shareholder equity of R$1.3B and total debt of R$1.9B, which brings its debt-to-equity ratio to 142.6%. Its total assets and total liabilities are R$4.4B and R$3.0B respectively. Qualicorp Consultoria e Corretora de Seguros's EBIT is R$162.6M making its interest coverage ratio 1.1. It has cash and short-term investments of R$883.6M.
Key information
142.6%
Debt to equity ratio
R$1.91b
Debt
| Interest coverage ratio | 1.1x |
| Cash | R$883.56m |
| Equity | R$1.34b |
| Total liabilities | R$3.05b |
| Total assets | R$4.38b |
Recent financial health updates
These 4 Measures Indicate That Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Using Debt Extensively
Sep 29
Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Weighed Down By Its Debt Load
Oct 24Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Has A Meaningful Debt Burden
Feb 28These 4 Measures Indicate That Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Using Debt Reasonably Well
Oct 07Is Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Using Too Much Debt?
Jul 04Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Can Manage Its Debt Responsibly
Mar 29Recent updates
Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Will Be Looking To Turn Around Its Returns
Dec 18Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) Shares Climb 27% But Its Business Is Yet to Catch Up
Nov 06These 4 Measures Indicate That Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Using Debt Extensively
Sep 29Qualicorp Consultoria e Corretora de Seguros S.A. (BVMF:QUAL3) Stock Rockets 48% As Investors Are Less Pessimistic Than Expected
Sep 01Revenues Not Telling The Story For Qualicorp Consultoria e Corretora de Seguros S.A. (BVMF:QUAL3) After Shares Rise 27%
Jul 18Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) May Have Issues Allocating Its Capital
Jun 18Why Investors Shouldn't Be Surprised By Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) 28% Share Price Plunge
Apr 02Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Finding It Tricky To Allocate Its Capital
Feb 22Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) Share Price Is Matching Sentiment Around Its Revenues
Jan 19Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Weighed Down By Its Debt Load
Oct 24Be Wary Of Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) And Its Returns On Capital
Sep 20The Returns On Capital At Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Don't Inspire Confidence
Jun 07What Is Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) Share Price Doing?
Mar 21Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Has A Meaningful Debt Burden
Feb 28Qualicorp Consultoria e Corretora de Seguros' (BVMF:QUAL3) Returns On Capital Not Reflecting Well On The Business
Feb 07Should You Think About Buying Qualicorp Consultoria e Corretora de Seguros S.A. (BVMF:QUAL3) Now?
Dec 04Investors Met With Slowing Returns on Capital At Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3)
Nov 02These 4 Measures Indicate That Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Is Using Debt Reasonably Well
Oct 07Why The 32% Return On Capital At Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Should Have Your Attention
Jul 27Is Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Using Too Much Debt?
Jul 04Should You Think About Buying Qualicorp Consultoria e Corretora de Seguros S.A. (BVMF:QUAL3) Now?
Jun 16We Like Qualicorp Consultoria e Corretora de Seguros' (BVMF:QUAL3) Returns And Here's How They're Trending
Apr 13Here's Why Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Can Manage Its Debt Responsibly
Mar 29What Does Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) Share Price Indicate?
Mar 14Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Knows How To Allocate Capital Effectively
Jan 10Qualicorp Consultoria e Corretora de Seguros (BVMF:QUAL3) Seems To Use Debt Quite Sensibly
Dec 24What Does Qualicorp Consultoria e Corretora de Seguros S.A.'s (BVMF:QUAL3) Share Price Indicate?
Dec 09Financial Position Analysis
Short Term Liabilities: QUAL3's short term assets (R$1.7B) exceed its short term liabilities (R$1.5B).
Long Term Liabilities: QUAL3's short term assets (R$1.7B) exceed its long term liabilities (R$1.6B).
Debt to Equity History and Analysis
Debt Level: QUAL3's net debt to equity ratio (76.5%) is considered high.
Reducing Debt: QUAL3's debt to equity ratio has increased from 56.3% to 142.6% over the past 5 years.
Debt Coverage: QUAL3's debt is well covered by operating cash flow (20.1%).
Interest Coverage: QUAL3's interest payments on its debt are not well covered by EBIT (1.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 02:48 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Qualicorp Consultoria e Corretora de Seguros S.A. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Fred Mendes | BofA Global Research |
| Flavio Yoshida | BofA Global Research |
| Marcio Osako | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |