C2OL34 Stock Overview

Bancolombia S.A., together with its subsidiaries, provides banking products and services in Colombia and internationally. More details

C2OL34 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	1/6
Past Performance	2/6
Financial Health	4/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (7.9x) is below the BR market (9.2x)

Revenue is forecast to grow 12.07% per year

Earnings have grown 27.7% per year over the past 5 years

Risk Analysis

Unstable dividend track record

Community vs My Fair Value

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Grupo Cibest S.A. Competitors

Banco Santander (Brasil)

BOVESPA:SANB4

R$111.7b

Itaúsa

BOVESPA:ITSA4

R$121.6b

Banco do Brasil

BOVESPA:BBAS3

R$146.5b

Banco Bradesco

BOVESPA:BBDC4

R$152.8b

Price History & Performance

Summary of share price highs, lows and changes for Grupo Cibest
Historical stock prices
Current Share Price	Col$60.99
52 Week High	Col$66.05
52 Week Low	Col$42.24
Beta	0.87
1 Month Change	5.61%
3 Month Change	4.01%
1 Year Change	30.88%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	65.55%

Recent updates

Shareholder Returns

	C2OL34	BR Banks	BR Market
7D	4.6%	-0.9%	1.8%
1Y	30.9%	12.3%	2.4%

Return vs Industry: C2OL34 exceeded the BR Banks industry which returned 14.6% over the past year.

Return vs Market: C2OL34 exceeded the BR Market which returned 2.6% over the past year.

Price Volatility

Is C2OL34's price volatile compared to industry and market?
C2OL34 volatility
C2OL34 Average Weekly Movement	5.7%
Banks Industry Average Movement	4.1%
Market Average Movement	5.2%
10% most volatile stocks in BR Market	9.7%
10% least volatile stocks in BR Market	2.8%

Stable Share Price: C2OL34 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: C2OL34's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1875	34,182	Juan Mora Uribe	www.grupobancolombia.com

Bancolombia S.A., together with its subsidiaries, provides banking products and services in Colombia and internationally. The company operates through nine segments: Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, International Banking, and All Other. It offers checking and savings accounts, money market accounts, time deposits, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; factoring; and financial and operating leasing services.

Grupo Cibest S.A. Fundamentals Summary

How do Grupo Cibest's earnings and revenue compare to its market cap?
C2OL34 fundamental statistics
Market cap	R$62.82b
Earnings (TTM)	R$8.59b
Revenue (TTM)	R$30.59b

7.9x

P/E Ratio

1.2x

P/B Ratio

Is C2OL34 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
C2OL34 income statement (TTM)
Revenue	Col$22.58t
Cost of Revenue	Col$1.01t
Gross Profit	Col$21.57t
Other Expenses	Col$15.22t
Earnings	Col$6.34t

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 06, 2025

Earnings per share (EPS)	6.59k
Gross Margin	95.51%
Net Profit Margin	28.09%
Debt/Equity Ratio	65.0%

How did C2OL34 perform over the long term?

See historical performance and comparison

Dividends

7.5%

Current Dividend Yield

59%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/17 21:30
End of Day Share Price	2025/05/16 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Grupo Cibest S.A. is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Roberto de Aguiar Attuch	Barclays
Ernesto Gabilondo Márquez	BofA Global Research
Francisco Navarrete	Bradesco S.A. Corretora de Títulos e Valores Mobiliários