BEES4 Stock Overview

Banestes S.A - Banco do Estado do Espírito Santo S.A. More details

BEES4 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (7x) is below the BR market (8.4x)

Earnings grew by 12.5% over the past year

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Banestes S.A - Banco do Estado do Espírito Santo Competitors

BRB - Banco de Brasília

BOVESPA:BSLI4

R$3.2b

Banco da Amazônia

BOVESPA:BAZA3

R$4.7b

Banco do Estado de Sergipe

BOVESPA:BGIP4

R$454.7m

Banco BMG

BOVESPA:BMGB4

R$2.2b

Price History & Performance

Summary of share price highs, lows and changes for Banestes - Banco do Estado do Espírito Santo
Historical stock prices
Current Share Price	R$8.40
52 Week High	R$10.50
52 Week Low	R$8.06
Beta	0.44
1 Month Change	-2.44%
3 Month Change	-10.64%
1 Year Change	-14.02%
3 Year Change	51.62%
5 Year Change	33.97%
Change since IPO	128.57%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BEES4	BR Banks	BR Market
7D	-0.2%	-1.9%	-3.0%
1Y	-14.0%	-14.1%	-11.7%

Return vs Industry: BEES4 matched the BR Banks industry which returned -14% over the past year.

Return vs Market: BEES4 underperformed the BR Market which returned -11.4% over the past year.

Price Volatility

Is BEES4's price volatile compared to industry and market?
BEES4 volatility
BEES4 Average Weekly Movement	2.4%
Banks Industry Average Movement	3.4%
Market Average Movement	5.1%
10% most volatile stocks in BR Market	9.5%
10% least volatile stocks in BR Market	2.8%

Stable Share Price: BEES4 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: BEES4's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1935	2,314	Jose Casagrande	www.ri.banestes.com.br

Banestes S.A - Banco do Estado do Espírito Santo S.A. provides various financial products and services to individual and corporate clients in the State of Espírito Santo, Brazil. It operates in the areas of insurance and distribution, intermediation, and administration of third-party resources. The company also offers current and savings accounts, loans, cards, and asset management services.

Banestes S.A - Banco do Estado do Espírito Santo Fundamentals Summary

How do Banestes - Banco do Estado do Espírito Santo's earnings and revenue compare to its market cap?
BEES4 fundamental statistics
Market cap	R$2.66b
Earnings (TTM)	R$379.43m
Revenue (TTM)	R$1.64b

7.0x

P/E Ratio

1.2x

P/B Ratio

Is BEES4 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BEES4 income statement (TTM)
Revenue	R$1.64b
Cost of Revenue	R$26.39m
Gross Profit	R$1.62b
Other Expenses	R$1.24b
Earnings	R$379.43m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.20
Gross Margin	98.39%
Net Profit Margin	23.09%
Debt/Equity Ratio	433.4%

How did BEES4 perform over the long term?

See historical performance and comparison

Dividends

7.6%

Current Dividend Yield

53%

Payout Ratio

Does BEES4 pay a reliable dividends?

See BEES4 dividend history and benchmarks

When do you need to buy BEES4 by to receive an upcoming dividend?
Banestes - Banco do Estado do Espírito Santo dividend dates
Ex Dividend Date	Dec 03 2024
Dividend Pay Date	Jan 02 2025
Days until Ex dividend	19 days
Days until Dividend pay date	11 days

Does BEES4 pay a reliable dividends?

See BEES4 dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 05:16
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banestes S.A - Banco do Estado do Espírito Santo is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution