Banestes - Banco do Estado do Espírito Santo Balance Sheet Health
Financial Health criteria checks 5/6
Banestes - Banco do Estado do Espírito Santo has total assets of R$42.6B and total equity of R$2.2B. Total deposits are R$23.1B, and total loans are R$12.6B.
Key information
19.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | R$23.13b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | R$582.71m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BEES4's Assets to Equity ratio (19.6x) is moderate.
Allowance for Bad Loans: BEES4 has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 57% of BEES4's liabilities are made up of primarily low risk sources of funding.
Loan Level: BEES4 has an appropriate level of Loans to Assets ratio (29%).
Low Risk Deposits: BEES4's Loans to Deposits ratio (54%) is appropriate.
Level of Bad Loans: BEES4 has a high level of bad loans (3.6%).