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CBAM

CBA Asset Management AD BUL:CBAM Stock Report

Last Price

лв1.68

Market Cap

лв3.4m

7D

236.0%

1Y

n/a

Updated

15 May, 2022

Data

Company Financials
CBAM fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance1/6
Financial Health5/6
Dividends0/6

CBAM Stock Overview

CBA Asset Management AD operates a retail chain of supermarkets in Bulgaria.

CBA Asset Management AD Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for CBA Asset Management AD
Historical stock prices
Current Share Priceлв1.68
52 Week Highлв1.68
52 Week Lowлв0.45
Beta-1.64
1 Month Change236.00%
3 Month Changen/a
1 Year Changen/a
3 Year Change180.00%
5 Year Change1,766.67%
Change since IPO-94.40%

Recent News & Updates

Feb 12
We Wouldn't Rely On CBA Asset Management AD's (BUL:C81) Statutory Earnings As A Guide

We Wouldn't Rely On CBA Asset Management AD's (BUL:C81) Statutory Earnings As A Guide

Many investors consider it preferable to invest in profitable companies over unprofitable ones, because profitability...

Shareholder Returns

CBAMBG Consumer RetailingBG Market
7D236.0%1.6%-0.3%
1Yn/a-8.8%4.0%

Return vs Industry: Insufficient data to determine how CBAM performed against the BG Consumer Retailing industry.

Return vs Market: Insufficient data to determine how CBAM performed against the BG Market.

Price Volatility

Is CBAM's price volatile compared to industry and market?
CBAM volatility
CBAM Average Weekly Movementn/a
Consumer Retailing Industry Average Movement5.8%
Market Average Movement6.5%
10% most volatile stocks in BG Market12.4%
10% least volatile stocks in BG Market2.8%

Stable Share Price: Insufficient data to determine CBAM's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine CBAM's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aIvaylo Marinovhttps://www.cbaamg.com

CBA Asset Management AD operates a retail chain of supermarkets in Bulgaria. The company’s stores offer approximately 200 branded products. The company was founded in 2006 and is headquartered in Debelets, Bulgaria.

CBA Asset Management AD Fundamentals Summary

How do CBA Asset Management AD's earnings and revenue compare to its market cap?
CBAM fundamental statistics
Market Capлв3.39m
Earnings (TTM)лв2.66m
Revenue (TTM)лв992.00k

1.3x

P/E Ratio

3.4x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CBAM income statement (TTM)
Revenueлв992.00k
Cost of Revenueлв89.00k
Gross Profitлв903.00k
Other Expenses-лв1.76m
Earningsлв2.66m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)1.32
Gross Margin91.03%
Net Profit Margin268.04%
Debt/Equity Ratio2.1%

How did CBAM perform over the long term?

See historical performance and comparison

Valuation

Is CBA Asset Management AD undervalued compared to its fair value and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


>50%

Undervalued compared to fair value

Share Price vs. Fair Value

Below Fair Value: CBAM (BGN1.68) is trading below our estimate of fair value (BGN10.46)

Significantly Below Fair Value: CBAM is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CBAM is good value based on its PE Ratio (1.3x) compared to the European Consumer Retailing industry average (14.6x).

PE vs Market: CBAM is good value based on its PE Ratio (1.3x) compared to the BG market (14.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CBAM's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CBAM is good value based on its PB Ratio (0.2x) compared to the XE Consumer Retailing industry average (1.9x).


Future Growth

How is CBA Asset Management AD forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


11.4%

Forecasted Consumer Retailing industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CBA Asset Management AD has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has CBA Asset Management AD performed over the past 5 years?

Past Performance Score

1/6

Past Performance Score 1/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


62.2%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: CBAM has a large one-off gain of BGN997.0K impacting its December 31 2021 financial results.

Growing Profit Margin: CBAM's current net profit margins are lower than last year .


Past Earnings Growth Analysis

Earnings Trend: CBAM has become profitable over the past 5 years, growing earnings by 62.2% per year.

Accelerating Growth: CBAM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CBAM had negative earnings growth (-75.6%) over the past year, making it difficult to compare to the Consumer Retailing industry average (25%).


Return on Equity

High ROE: CBAM's Return on Equity (16.8%) is considered low.


Financial Health

How is CBA Asset Management AD's financial position?

Financial Health Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: CBAM's short term assets (BGN710.0K) exceed its short term liabilities (BGN582.0K).

Long Term Liabilities: CBAM's short term assets (BGN710.0K) do not cover its long term liabilities (BGN1.1M).


Debt to Equity History and Analysis

Debt Level: CBAM has more cash than its total debt.

Reducing Debt: CBAM had negative shareholder equity 5 years ago, but is now positive and has therefore improved.

Debt Coverage: CBAM's debt is well covered by operating cash flow (251.7%).

Interest Coverage: CBAM's interest payments on its debt are well covered by EBIT (15.5x coverage).


Balance Sheet


Dividend

What is CBA Asset Management AD current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate CBAM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CBAM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CBAM's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CBAM's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as CBAM has not reported any payouts.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Ivaylo Marinov

no data

Tenure

Mr. Ivaylo P. Marinov serves as Chairman of Management Board and Chief Executive Officer at CBA Asset management AD-Veliko Tarnovo.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

CBA Asset Management AD's employee growth, exchange listings and data sources


Key Information

  • Name: CBA Asset Management AD
  • Ticker: CBAM
  • Exchange: BUL
  • Founded: 2006
  • Industry: Food Retail
  • Sector: Consumer Retailing
  • Implied Market Cap: лв3.394m
  • Shares outstanding: 2.02m
  • Website: https://www.cbaamg.com

Location

  • CBA Asset Management AD
  • Ustito
  • PI 035026
  • Debelets
  • 5030
  • Bulgaria

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/15 00:00
End of Day Share Price2022/05/12 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.