| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
CBAM Stock Overview
CBA Asset Management AD operates a retail chain of supermarkets in Bulgaria.
CBA Asset Management AD Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | лв1.68 |
| 52 Week High | лв1.68 |
| 52 Week Low | лв0.45 |
| Beta | -1.64 |
| 1 Month Change | 236.00% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | 180.00% |
| 5 Year Change | 1,766.67% |
| Change since IPO | -94.40% |
Recent News & Updates
We Wouldn't Rely On CBA Asset Management AD's (BUL:C81) Statutory Earnings As A Guide
Many investors consider it preferable to invest in profitable companies over unprofitable ones, because profitability...
Shareholder Returns
| CBAM | BG Consumer Retailing | BG Market | |
|---|---|---|---|
| 7D | 236.0% | 1.6% | -0.3% |
| 1Y | n/a | -8.8% | 4.0% |
Return vs Industry: Insufficient data to determine how CBAM performed against the BG Consumer Retailing industry.
Return vs Market: Insufficient data to determine how CBAM performed against the BG Market.
Price Volatility
| CBAM volatility | |
|---|---|
| CBAM Average Weekly Movement | n/a |
| Consumer Retailing Industry Average Movement | 5.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in BG Market | 12.4% |
| 10% least volatile stocks in BG Market | 2.8% |
Stable Share Price: Insufficient data to determine CBAM's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CBAM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | n/a | Ivaylo Marinov | https://www.cbaamg.com |
CBA Asset Management AD operates a retail chain of supermarkets in Bulgaria. The company’s stores offer approximately 200 branded products. The company was founded in 2006 and is headquartered in Debelets, Bulgaria.
CBA Asset Management AD Fundamentals Summary
| CBAM fundamental statistics | |
|---|---|
| Market Cap | лв3.39m |
| Earnings (TTM) | лв2.66m |
| Revenue (TTM) | лв992.00k |
1.3x
P/E Ratio3.4x
P/S RatioIs CBAM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBAM income statement (TTM) | |
|---|---|
| Revenue | лв992.00k |
| Cost of Revenue | лв89.00k |
| Gross Profit | лв903.00k |
| Other Expenses | -лв1.76m |
| Earnings | лв2.66m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.32 |
| Gross Margin | 91.03% |
| Net Profit Margin | 268.04% |
| Debt/Equity Ratio | 2.1% |
How did CBAM perform over the long term?
See historical performance and comparisonValuation
Is CBA Asset Management AD undervalued compared to its fair value and its price relative to the market?
Valuation Score
5/6Valuation Score 5/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
>50%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CBAM (BGN1.68) is trading below our estimate of fair value (BGN10.46)
Significantly Below Fair Value: CBAM is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CBAM is good value based on its PE Ratio (1.3x) compared to the European Consumer Retailing industry average (14.6x).
PE vs Market: CBAM is good value based on its PE Ratio (1.3x) compared to the BG market (14.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CBAM's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CBAM is good value based on its PB Ratio (0.2x) compared to the XE Consumer Retailing industry average (1.9x).
Future Growth
How is CBA Asset Management AD forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
11.4%
Forecasted Consumer Retailing industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CBA Asset Management AD has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has CBA Asset Management AD performed over the past 5 years?
Past Performance Score
1/6Past Performance Score 1/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
62.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CBAM has a large one-off gain of BGN997.0K impacting its December 31 2021 financial results.
Growing Profit Margin: CBAM's current net profit margins are lower than last year .
Past Earnings Growth Analysis
Earnings Trend: CBAM has become profitable over the past 5 years, growing earnings by 62.2% per year.
Accelerating Growth: CBAM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBAM had negative earnings growth (-75.6%) over the past year, making it difficult to compare to the Consumer Retailing industry average (25%).
Return on Equity
High ROE: CBAM's Return on Equity (16.8%) is considered low.
Financial Health
How is CBA Asset Management AD's financial position?
Financial Health Score
5/6Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: CBAM's short term assets (BGN710.0K) exceed its short term liabilities (BGN582.0K).
Long Term Liabilities: CBAM's short term assets (BGN710.0K) do not cover its long term liabilities (BGN1.1M).
Debt to Equity History and Analysis
Debt Level: CBAM has more cash than its total debt.
Reducing Debt: CBAM had negative shareholder equity 5 years ago, but is now positive and has therefore improved.
Debt Coverage: CBAM's debt is well covered by operating cash flow (251.7%).
Interest Coverage: CBAM's interest payments on its debt are well covered by EBIT (15.5x coverage).
Balance Sheet
Dividend
What is CBA Asset Management AD current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CBAM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CBAM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CBAM's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CBAM's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as CBAM has not reported any payouts.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Ivaylo Marinov
no data
Tenure
Mr. Ivaylo P. Marinov serves as Chairman of Management Board and Chief Executive Officer at CBA Asset management AD-Veliko Tarnovo.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
CBA Asset Management AD's employee growth, exchange listings and data sources
Key Information
- Name: CBA Asset Management AD
- Ticker: CBAM
- Exchange: BUL
- Founded: 2006
- Industry: Food Retail
- Sector: Consumer Retailing
- Implied Market Cap: лв3.394m
- Shares outstanding: 2.02m
- Website: https://www.cbaamg.com
Location
- CBA Asset Management AD
- Ustito
- PI 035026
- Debelets
- 5030
- Bulgaria
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/05/15 00:00 |
| End of Day Share Price | 2022/05/12 00:00 |
| Earnings | 2021/12/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.