Banqup Group Past Earnings Performance
Past criteria checks 0/6
Banqup Group's earnings have been declining at an average annual rate of -8%, while the Software industry saw earnings growing at 11.5% annually. Revenues have been declining at an average rate of 28.1% per year.
Key information
-8.04%
Earnings growth rate
-5.34%
EPS growth rate
| Software Industry Growth | 14.86% |
| Revenue growth rate | -28.08% |
| Return on equity | -43.96% |
| Net Margin | -73.92% |
| Next Earnings Update | 13 Nov 2026 |
Recent past performance updates
Recent updates
BANQ: Planned Reorganization And Potential Asset Sales Will Unlock Future Upside
Analysts have lifted their fair value estimate for Banqup Group from €3.00 to €4.00, citing updated assumptions on discount rates, revenue growth, and a higher future P/E multiple. What’s in the News for Banqup Group Banqup Group SA has approved a plan to reorganize the company into distinct, autonomous business units to increase operational focus and transparency.
BANQ: Reorganization Plan And Unit Sale Review Will Unlock Future Upside
Analysts have reduced their price target for Banqup Group by roughly €1.00. This reflects updated fair value estimates that incorporate a higher discount rate, more moderate revenue growth assumptions, slightly stronger profit margin expectations, and a modestly lower future P/E multiple.
BANQ: Upcoming Asset Review And Governance Changes Will Unlock Future Upside
Analysts have lowered their price target on Banqup Group from €6.30 to €4.20, citing updated assumptions for revenue growth, profit margins, and future P/E multiples in their valuation models. What’s in the News for Banqup Group Banqup Group is preparing for a special and extraordinary shareholders meeting scheduled for 4 August 2026 in La Hulpe, Belgium, with an agenda that includes amendments to the articles of association, authorisation regarding authorised capital, acknowledgment of the board report, and a proposed resolution.BANQ: Planned Business Unit Reorganization Will Drive Future Upside Potential
Analysts have trimmed their price target for Banqup Group to €3.0 from €3.5. They cite updated assumptions that include a higher discount rate, a slightly lower revenue growth outlook, a modestly higher profit margin, and a lower future P/E multiple. What's in the News for Banqup Group Banqup Group SA has scheduled a special or extraordinary shareholders' meeting for August 4, 2026, at 18:00 Romance Standard Time.European E Invoicing And Digital Identity Tailwinds Will Drive Stronger Long Term Earnings Quality
Catalysts About Banqup Group Banqup Group provides a European SaaS platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?Regulatory Reliance And Ongoing Losses Will Eventually Support Modest Upside Potential
Catalysts About Banqup Group Banqup Group provides a European software platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?Analysts Are More Bearish On Banqup Group SA (EBR:BANQ) Than They Used To Be
Today is shaping up negative for Banqup Group SA ( EBR:BANQ ) shareholders, with the analysts delivering a substantial...Mandatory E Invoicing And Digital Trust Will Reshape This European SaaS Provider
Catalysts About Banqup Group Banqup Group provides SaaS-based e-invoicing, payment and digital trust solutions for businesses across multiple European markets. What are the underlying business or industry changes driving this perspective?Revenues Not Telling The Story For Banqup Group SA (EBR:BANQ) After Shares Rise 27%
Banqup Group SA ( EBR:BANQ ) shareholders would be excited to see that the share price has had a great month, posting a...Things Look Grim For Banqup Group SA (EBR:BANQ) After Today's Downgrade
One thing we could say about the analysts on Banqup Group SA ( EBR:BANQ ) - they aren't optimistic, having just made a...Unifiedpost Group SA's (EBR:UPG) Business And Shares Still Trailing The Industry
You may think that with a price-to-sales (or "P/S") ratio of 0.7x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...Unifiedpost Group SA's (EBR:UPG) Price Is Right But Growth Is Lacking
You may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...Some Unifiedpost Group SA (EBR:UPG) Analysts Just Made A Major Cut To Next Year's Estimates
The latest analyst coverage could presage a bad day for Unifiedpost Group SA ( EBR:UPG ), with the analysts making...Unifiedpost Group SA's (EBR:UPG) Revenues Are Not Doing Enough For Some Investors
You may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...What You Need To Know About UnifiedPost Group S.A.'s (EBR:UPG) Investor Composition
If you want to know who really controls UnifiedPost Group S.A. ( EBR:UPG ), then you'll have to look at the makeup of...Revenue & Expenses Breakdown
How Banqup Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 26 | 53 | -39 | 41 | 21 |
| 31 Mar 26 | 52 | -39 | 41 | 20 |
| 31 Dec 25 | 52 | -38 | 41 | 18 |
| 30 Sep 25 | 44 | -45 | 39 | 18 |
| 30 Jun 25 | 44 | -50 | 39 | 17 |
| 31 Mar 25 | 49 | -51 | 41 | 17 |
| 31 Dec 24 | 54 | -52 | 42 | 17 |
| 30 Sep 24 | 67 | -70 | 45 | 18 |
| 30 Jun 24 | 79 | -89 | 48 | 18 |
| 31 Mar 24 | 87 | -89 | 52 | 18 |
| 31 Dec 23 | 94 | -89 | 55 | 18 |
| 30 Sep 23 | 122 | -67 | 62 | 17 |
| 30 Jun 23 | 150 | -45 | 68 | 16 |
| 31 Mar 23 | 170 | -45 | 72 | 15 |
| 31 Dec 22 | 191 | -44 | 75 | 14 |
| 30 Sep 22 | 186 | -40 | 74 | 15 |
| 30 Jun 22 | 182 | -36 | 73 | 15 |
| 31 Mar 22 | 176 | -31 | 69 | 15 |
| 31 Dec 21 | 171 | -26 | 65 | 14 |
| 30 Sep 21 | 143 | -27 | 58 | 13 |
| 30 Jun 21 | 116 | -28 | 50 | 11 |
| 31 Mar 21 | 93 | -31 | 44 | 11 |
| 31 Dec 20 | 69 | -34 | 38 | 11 |
| 30 Sep 20 | 64 | -31 | 35 | 10 |
| 30 Jun 20 | 59 | -28 | 32 | 10 |
| 31 Mar 20 | 53 | -25 | 30 | 10 |
| 31 Dec 19 | 47 | -22 | 27 | 9 |
| 31 Dec 18 | 28 | -6 | 9 | 7 |
| 31 Dec 17 | 23 | 1 | 8 | 4 |
| 31 Dec 16 | 1 | -1 | 0 | 0 |
| 31 Dec 15 | 0 | 0 | 0 | 0 |
Quality Earnings: BANQ is currently unprofitable.
Growing Profit Margin: BANQ is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BANQ is unprofitable, and losses have increased over the past 5 years at a rate of 8% per year.
Accelerating Growth: Unable to compare BANQ's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BANQ is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (13.8%).
Return on Equity
High ROE: BANQ has a negative Return on Equity (-43.96%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/20 14:58 |
| End of Day Share Price | 2026/09/18 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banqup Group SA is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andreas Markou | Berenberg |
| Gustav Froberg | Berenberg |
| Michael Roeg | Degroof Petercam |