Social Islami Bank PLC.

DSE:SIBL Stock Report

Market Cap: ৳10.0b

Social Islami Bank Past Earnings Performance

Past criteria checks 2/6

Social Islami Bank has been growing earnings at an average annual rate of 5.9%, while the Banks industry saw earnings growing at 8.9% annually. Revenues have been growing at an average rate of 7.5% per year. Social Islami Bank's return on equity is 8%, and it has net margins of 11.6%.

Key information

5.9%

Earnings growth rate

5.9%

EPS growth rate

Banks Industry Growth8.5%
Revenue growth rate7.5%
Return on equity8.0%
Net Margin11.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Social Islami Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DSE:SIBL Revenue, expenses and earnings (BDT Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2411,3141,3176,8360
30 Jun 2412,6702,1936,6310
31 Mar 2412,2322,1696,4330
31 Dec 2312,0142,1266,3340
30 Sep 2311,5842,0636,1810
30 Jun 2311,7582,0236,0920
31 Mar 2311,8962,0066,0230
31 Dec 2211,5091,9915,7620
30 Sep 2210,9081,8575,4210
30 Jun 229,8551,7175,1950
31 Mar 229,2921,5755,0250
31 Dec 219,3931,7504,8780
30 Sep 219,5711,6404,6470
30 Jun 219,6581,6334,7480
31 Mar 219,0991,5334,6910
31 Dec 209,1831,5674,6980
30 Sep 208,7851,5844,7520
30 Jun 208,7151,6264,5360
31 Mar 209,0991,6144,5990
31 Dec 199,0481,5264,5520
30 Sep 199,4271,5694,4750
30 Jun 199,5411,6144,4240
31 Mar 199,5201,5924,2980
31 Dec 189,3081,6024,1960
30 Sep 189,2611,4244,2170
30 Jun 188,9651,5054,0770
31 Mar 188,8711,6573,9530
31 Dec 178,4111,4653,8440
30 Sep 178,7372,2593,6720
30 Jun 178,4932,0473,5300
31 Mar 178,3542,2213,3420
31 Dec 168,2332,2913,2540
30 Sep 167,5772,3373,0860
30 Jun 167,4642,3363,0550
31 Mar 166,7441,8152,9430
31 Dec 156,9052,0462,8660
30 Sep 156,3331,6822,7200
30 Jun 155,9141,5602,5230
31 Mar 156,2311,9392,3470
31 Dec 146,0611,9282,2480
30 Sep 145,1531,6362,1320
30 Jun 145,1281,6282,1290
31 Mar 144,9851,4962,0850

Quality Earnings: SIBL has high quality earnings.

Growing Profit Margin: SIBL's current net profit margins (11.6%) are lower than last year (17.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SIBL's earnings have grown by 5.9% per year over the past 5 years.

Accelerating Growth: SIBL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SIBL had negative earnings growth (-36.2%) over the past year, making it difficult to compare to the Banks industry average (11%).

Return on Equity

High ROE: SIBL's Return on Equity (8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/22 18:03
End of Day Share Price 2025/01/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Social Islami Bank PLC. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution