Social Islami Bank Balance Sheet Health

Financial Health criteria checks 3/6

Social Islami Bank has total assets of BDT514.3B and total equity of BDT23.0B. Total deposits are BDT344.3B, and total loans are BDT374.0B.

Key information

22.3x

Asset to equity ratio

n/a

Net interest margin

Total deposits

৳344.28b

Loan to deposit ratio

Appropriate

Bad loans

4.6%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

৳17.85b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SIBL's Assets to Equity ratio (22.3x) is very high.

Allowance for Bad Loans: SIBL has a low allowance for bad loans (78%).

Low Risk Liabilities: 70% of SIBL's liabilities are made up of primarily low risk sources of funding.

Loan Level: SIBL has an appropriate level of Loans to Assets ratio (73%).

Low Risk Deposits: SIBL's Loans to Deposits ratio (109%) is appropriate.

Level of Bad Loans: SIBL has a high level of bad loans (4.6%).


Discover healthy companies