FINEOS Corporation Holdings plc

CHIA:FCL Stock Report

Market Cap: AU$969.2m

FINEOS Corporation Holdings Valuation

Is FCL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FCL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AU$2.96
Fair Value
3.7% undervalued intrinsic discount
6
Number of Analysts

Below Fair Value: FCL (A$2.85) is trading below our estimate of fair value (A$2.96)

Significantly Below Fair Value: FCL is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FCL?

Key metric: As FCL is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for FCL. This is calculated by dividing FCL's market cap by their current revenue.
What is FCL's PS Ratio?
PS Ratio4.1x
Sales€135.90m
Market Cap€551.10m

Price to Sales Ratio vs Peers

How does FCL's PS Ratio compare to its peers?

The above table shows the PS ratio for FCL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average6.3x
RUL RPMGlobal Holdings
14.6x15.00%AU$1.1b
BVS Bravura Solutions
4.1x0.55%AU$1.3b
HSN Hansen Technologies
3x3.84%AU$1.2b
NXL Nuix
3.6x8.91%AU$789.8m
FCL FINEOS Corporation Holdings
4.1x9.22%AU$969.2m

Price-To-Sales vs Peers: FCL is good value based on its Price-To-Sales Ratio (4.1x) compared to the peer average (6.3x).

Price to Sales Ratio vs Industry

How does FCL's PS Ratio compare vs other companies in the AU Software Industry?

19 CompaniesPrice / SalesEstimated GrowthMarket Cap
COS COSOL
0.7x2.73%US$56.61m
ADA Adacel Technologies
0.7xn/aUS$22.47m
GTI Gratifii
0.6xn/aUS$21.28m
MOQ MOQ
0.3xn/aUS$15.57m
FCL 4.1xIndustry Avg. 4.1xNo. of Companies21PS03.67.210.814.418+
19 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: FCL is good value based on its Price-To-Sales Ratio (4.1x) compared to the Australian Software industry average (4.1x).

Price to Sales Ratio vs Fair Ratio

What is FCL's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FCL PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio4.1x
Fair PS Ratio7x

Price-To-Sales vs Fair Ratio: FCL is good value based on its Price-To-Sales Ratio (4.1x) compared to the estimated Fair Price-To-Sales Ratio (7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FCL forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentAU$2.85
AU$3.49
+22.51%
7.09%AU$4.00AU$3.25n/a6
Oct ’26AU$2.88
AU$3.48
+20.83%
6.72%AU$3.90AU$3.25n/a5
Sep ’26AU$3.11
AU$3.26
+4.89%
15.61%AU$3.90AU$2.35n/a5
Aug ’26AU$2.69
AU$2.95
+9.74%
19.45%AU$3.90AU$2.35n/a5
Jul ’26AU$2.25
AU$2.63
+17.07%
24.87%AU$3.90AU$2.00n/a5
Jun ’26AU$2.33
AU$2.63
+13.05%
24.87%AU$3.90AU$2.00n/a5
May ’26AU$2.21
AU$2.47
+11.95%
14.38%AU$3.10AU$2.00n/a5
Apr ’26AU$2.04
AU$2.35
+15.39%
19.26%AU$3.10AU$1.70n/a5
Mar ’26AU$1.71
AU$2.33
+36.89%
19.50%AU$3.10AU$1.70n/a5
Feb ’26AU$1.78
AU$2.30
+29.35%
20.60%AU$3.10AU$1.70n/a5
Jan ’26AU$1.92
AU$2.19
+14.27%
22.59%AU$3.10AU$1.65n/a6
Dec ’25AU$1.97
AU$2.13
+8.29%
22.57%AU$3.10AU$1.65n/a6
Nov ’25AU$1.33
AU$2.10
+58.62%
23.59%AU$3.10AU$1.65AU$2.916
Oct ’25AU$1.42
AU$2.16
+52.25%
24.17%AU$3.10AU$1.65AU$2.885
Sep ’25AU$1.30
AU$2.21
+70.81%
21.77%AU$3.10AU$1.70AU$3.115
Aug ’25AU$1.67
AU$2.36
+41.56%
16.39%AU$3.10AU$1.95AU$2.695
Jul ’25AU$1.72
AU$2.34
+36.28%
16.76%AU$3.10AU$1.95AU$2.255
Jun ’25AU$1.60
AU$2.32
+45.56%
15.60%AU$3.10AU$1.95AU$2.336
May ’25AU$1.80
AU$2.32
+28.80%
15.60%AU$3.10AU$1.95AU$2.216
Apr ’25AU$1.69
AU$2.32
+37.78%
15.60%AU$3.10AU$1.95AU$2.046
Mar ’25AU$1.73
AU$2.49
+44.25%
13.24%AU$3.10AU$2.20AU$1.716
Feb ’25AU$1.96
AU$2.60
+32.40%
10.52%AU$3.10AU$2.20AU$1.786
Jan ’25AU$1.91
AU$2.60
+35.86%
10.52%AU$3.10AU$2.20AU$1.926
Dec ’24AU$1.68
AU$2.35
+39.71%
28.02%AU$3.10AU$0.86AU$1.977
Nov ’24AU$1.65
AU$2.35
+42.25%
28.02%AU$3.10AU$0.86AU$1.337
AU$3.49
Fair Value
18.4% undervalued intrinsic discount
6
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/03 00:23
End of Day Share Price 2025/11/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FINEOS Corporation Holdings plc is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Richard HarrisbergCanaccord Genuity
Siraj AhmedCitigroup Inc
Siraj AhmedCitigroup Inc