FINEOS Corporation Holdings plc engages in the development and sale of enterprise claims and policy management software for the life, accident, and health insurance industry worldwide.
FINEOS Corporation Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$3.88|
|52 Week High||AU$3.36|
|52 Week Low||AU$5.04|
|1 Month Change||-13.78%|
|3 Month Change||1.04%|
|1 Year Change||-22.71%|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||43.70%|
Recent News & Updates
|FCL||AU Software||AU Market|
Return vs Industry: FCL underperformed the Australian Software industry which returned 27.7% over the past year.
Return vs Market: FCL underperformed the Australian Market which returned 20.2% over the past year.
Stable Share Price: FCL is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: FCL's weekly volatility (6%) has been stable over the past year.
About the Company
FINEOS Corporation Holdings plc engages in the development and sale of enterprise claims and policy management software for the life, accident, and health insurance industry worldwide. The company offers FINEOS Platform, a software-as-a-service core insurance platform. Its FINEOS Platform comprises FINEOS AdminSuite, a comprehensive core insurance suite; FINEOS Engage, a digital tool that offers role-based portals for employees, employers, intermediaries, and providers; and FINEOS Insight that offers real-time analytics and embed predictive insights in core business processes.
FINEOS Corporation Holdings Fundamentals Summary
|FCL fundamental statistics|
Is FCL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FCL income statement (TTM)|
|Cost of Revenue||€36.29m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.039|
|Net Profit Margin||-11.52%|
How did FCL perform over the long term?See historical performance and comparison
Is FINEOS Corporation Holdings undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate FCL's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate FCL's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: FCL is unprofitable, so we can't compare its PE Ratio to the Australian Software industry average.
PE vs Market: FCL is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FCL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FCL is overvalued based on its PB Ratio (5.8x) compared to the AU Software industry average (5.2x).
How is FINEOS Corporation Holdings forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FCL is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).
Earnings vs Market: FCL is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: FCL's is expected to become profitable in the next 3 years.
Revenue vs Market: FCL's revenue (10.1% per year) is forecast to grow faster than the Australian market (5.5% per year).
High Growth Revenue: FCL's revenue (10.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: FCL's Return on Equity is forecast to be low in 3 years time (1.3%).
How has FINEOS Corporation Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FCL is currently unprofitable.
Growing Profit Margin: FCL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: FCL is unprofitable, and losses have increased over the past 5 years at a rate of 67.7% per year.
Accelerating Growth: Unable to compare FCL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FCL is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (37.5%).
Return on Equity
High ROE: FCL has a negative Return on Equity (-9.16%), as it is currently unprofitable.
How is FINEOS Corporation Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: FCL's short term assets (€43.6M) exceed its short term liabilities (€34.4M).
Long Term Liabilities: FCL's short term assets (€43.6M) exceed its long term liabilities (€13.7M).
Debt to Equity History and Analysis
Debt Level: FCL is debt free.
Reducing Debt: FCL has no debt compared to 5 years ago when its debt to equity ratio was 0.2%.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: FCL has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: FCL has sufficient cash runway for 1.2 years if free cash flow continues to reduce at historical rates of 31.1% each year.
What is FINEOS Corporation Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FCL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FCL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FCL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FCL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FCL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Michael Kelly founded FINEOS Corporation Holdings plc in 1993 and serves as its Chief Executive Officer. Mr. Kelly has been Director of FINEOS Corporation Holdings plc since December 12, 2018. Mr. Kell...
CEO Compensation Analysis
Compensation vs Market: Michael's total compensation ($USD511.54K) is below average for companies of similar size in the Australian market ($USD998.78K).
Compensation vs Earnings: Michael's compensation has been consistent with company performance over the past year.
Experienced Management: FCL's management team is seasoned and experienced (12.8 years average tenure).
Experienced Board: FCL's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.7%.
FINEOS Corporation Holdings plc's employee growth, exchange listings and data sources
- Name: FINEOS Corporation Holdings plc
- Ticker: FCL
- Exchange: ASX
- Founded: 1993
- Industry: Application Software
- Sector: Software
- Market Cap: AU$1.256b
- Shares outstanding: 318.82m
- Website: https://www.fineos.com
Number of Employees
- FINEOS Corporation Holdings plc
- FINEOS House
- Eastpoint Business Park
- Co. Dublin
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/18 07:03|
|End of Day Share Price||2021/10/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.