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CF1

Complii FinTech SolutionsASX:CF1 Stock Report

Market Cap

AU$17.7m

7D

0%

1Y

n/a

Updated

19 Oct, 2021

Data

Company Financials +
CF1 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth5/6
Past Performance0/6
Financial Health5/6
Dividends0/6

CF1 Overview

Complii FinTech Solutions Ltd, together with its subsidiaries, engages in the software development activities.

Price History & Performance

Summary of all time highs, changes and price drops for Complii FinTech Solutions
Historical stock prices
Current Share PriceAU$0.057
52 Week HighAU$0.036
52 Week LowAU$0.083
Beta0
1 Month Change1.79%
3 Month Change18.75%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-10.94%

Recent News & Updates

Mar 17
Have Insiders Been Buying Complii FinTech Solutions Ltd (ASX:CF1) Shares This Year?

Have Insiders Been Buying Complii FinTech Solutions Ltd (ASX:CF1) Shares This Year?

We often see insiders buying up shares in companies that perform well over the long term. On the other hand, we'd be...

Shareholder Returns

CF1AU SoftwareAU Market
7D0%4.1%1.7%
1Yn/a23.3%20.3%

Return vs Industry: Insufficient data to determine how CF1 performed against the Australian Software industry.

Return vs Market: Insufficient data to determine how CF1 performed against the Australian Market.

Price Volatility

Is CF1's price volatile compared to industry and market?
CF1 volatility
CF1 Beta0
Industry Beta0.85
Market Beta1

Stable Share Price: CF1 is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: CF1's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/an/aAlison Sarichhttps://www.complii.com.au

Complii FinTech Solutions Ltd, together with its subsidiaries, engages in the software development activities. It offers Complii, a web-based compliance solution that is designed to automate, check, and process compliance obligations and protect companies; Complii Advisor Bid/Corporate Offer letters, a capital raising system that allows to create and manage multiple deals, as well as allows advisors and/or clients to electronically live bid into deals; and Complii Client Portfolio Portal, which allows clients to view their portfolios, ledgers, and account balance, as well as manage assets, update client profile online, print end of financial year statements and contract notes, add stocks to watch lists, and others. The company also operates Account Fast, an account opening App for clients; Corporate Highway that allows distribution of capital raisings; ThinkCaddie, a platform that helps advisers and AFSLs meet their legislated CPD obligations to finance industry; Boom, an online administration and paraplanning software.

Complii FinTech Solutions Fundamentals Summary

How do Complii FinTech Solutions's earnings and revenue compare to its market cap?
CF1 fundamental statistics
Market CapAU$17.65m
Earnings (TTM)-AU$4.19m
Revenue (TTM)AU$2.72m

6.3x

P/S Ratio

-4.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CF1 income statement (TTM)
RevenueAU$2.72m
Cost of RevenueAU$3.42m
Gross Profit-AU$702.28k
ExpensesAU$3.49m
Earnings-AU$4.19m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.014
Gross Margin-25.82%
Net Profit Margin-154.18%
Debt/Equity Ratio0.05%

How did CF1 perform over the long term?

See historical performance and comparison

Valuation

Is Complii FinTech Solutions undervalued compared to its fair value and its price relative to the market?

4.73x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate CF1's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate CF1's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: CF1 is unprofitable, so we can't compare its PE Ratio to the Australian Software industry average.

PE vs Market: CF1 is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CF1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CF1 is good value based on its PB Ratio (4.7x) compared to the AU Software industry average (5.2x).


Future Growth

How is Complii FinTech Solutions forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

82.9%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CF1 is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).

Earnings vs Market: CF1 is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: CF1's is expected to become profitable in the next 3 years.

Revenue vs Market: CF1's revenue (36% per year) is forecast to grow faster than the Australian market (5.4% per year).

High Growth Revenue: CF1's revenue (36% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if CF1's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Complii FinTech Solutions performed over the past 5 years?

-35.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CF1 is currently unprofitable.

Growing Profit Margin: CF1 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: CF1 is unprofitable, and losses have increased over the past 5 years at a rate of 35.7% per year.

Accelerating Growth: Unable to compare CF1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CF1 is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (37.5%).


Return on Equity

High ROE: CF1 has a negative Return on Equity (-116.26%), as it is currently unprofitable.


Financial Health

How is Complii FinTech Solutions's financial position?


Financial Position Analysis

Short Term Liabilities: CF1's short term assets (A$4.2M) exceed its short term liabilities (A$727.5K).

Long Term Liabilities: CF1's short term assets (A$4.2M) exceed its long term liabilities (A$39.9K).


Debt to Equity History and Analysis

Debt Level: CF1's debt to equity ratio (0.05%) is considered satisfactory.

Reducing Debt: CF1's debt to equity ratio has increased from 0.01% to 0.05% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: CF1 has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: CF1 has sufficient cash runway for 1.3 years if free cash flow continues to reduce at historical rates of 21.2% each year.


Dividend

What is Complii FinTech Solutions's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CF1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CF1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CF1's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CF1's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CF1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.8yrs

Average management tenure


CEO

Alison Sarich

0.83

Tenure

Ms. Alison Sarich serves as Managing Director and Executive Director of Complii FinTech Solutions Ltd since December 10, 2020. She serves as Director at Intiger Group Limited since December 2020. She has i...


Leadership Team

Experienced Management: CF1's management team is not considered experienced ( 0.8 years average tenure), which suggests a new team.


Board Members

Experienced Board: CF1's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: CF1 insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: CF1 only recently listed within the past 12 months.


Top Shareholders

Company Information

Complii FinTech Solutions Ltd's employee growth, exchange listings and data sources


Key Information

  • Name: Complii FinTech Solutions Ltd
  • Ticker: CF1
  • Exchange: ASX
  • Founded: NaN
  • Industry: Application Software
  • Sector: Software
  • Market Cap: AU$17.650m
  • Shares outstanding: 299.15m
  • Website: https://www.complii.com.au

Location

  • Complii FinTech Solutions Ltd
  • 56 Pitt Street
  • Level 1
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/19 07:02
End of Day Share Price2021/10/19 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.