Peppermint Innovation Limited engages in the development and commercialization of mobile banking, payment, and remittance platform primarily in the Philippines.
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.014|
|52 Week High||AU$0.01|
|52 Week Low||AU$0.044|
|1 Month Change||16.67%|
|3 Month Change||-12.50%|
|1 Year Change||n/a|
|3 Year Change||-22.22%|
|5 Year Change||-17.65%|
|Change since IPO||-30.00%|
Recent News & Updates
What We Learned About Peppermint Innovation's (ASX:PIL) CEO Compensation
Chris Kain became the CEO of Peppermint Innovation Limited ( ASX:PIL ) in 2015, and we think it's a good time to look...
|PIL||AU Software||AU Market|
Return vs Industry: Insufficient data to determine how PIL performed against the Australian Software industry.
Return vs Market: Insufficient data to determine how PIL performed against the Australian Market.
Stable Share Price: PIL is more volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 15% a week.
Volatility Over Time: PIL's weekly volatility (15%) has been stable over the past year, but is still higher than 75% of Australian stocks.
About the Company
Peppermint Innovation Limited engages in the development and commercialization of mobile banking, payment, and remittance platform primarily in the Philippines. It operates Peppermint Platform, a white label mobile App banking platform and mobile App micro enterprise platform that offers payments, remittance, delivery and logistics, and ecommerce services. The company is headquartered in Perth, Australia.
Peppermint Innovation Fundamentals Summary
|PIL fundamental statistics|
Is PIL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|PIL income statement (TTM)|
|Cost of Revenue||AU$1.76m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.0017|
|Net Profit Margin||-146.17%|
How did PIL perform over the long term?See historical performance and comparison
Is Peppermint Innovation undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate PIL's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate PIL's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: PIL is unprofitable, so we can't compare its PE Ratio to the Australian Software industry average.
PE vs Market: PIL is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PIL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PIL is overvalued based on its PB Ratio (8.9x) compared to the AU Software industry average (5.2x).
How is Peppermint Innovation forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Peppermint Innovation has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Peppermint Innovation performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PIL is currently unprofitable.
Growing Profit Margin: PIL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: PIL is unprofitable, but has reduced losses over the past 5 years at a rate of 17.2% per year.
Accelerating Growth: Unable to compare PIL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: PIL is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (37.5%).
Return on Equity
High ROE: PIL has a negative Return on Equity (-106.37%), as it is currently unprofitable.
How is Peppermint Innovation's financial position?
Financial Position Analysis
Short Term Liabilities: PIL's short term assets (A$3.6M) exceed its short term liabilities (A$933.1K).
Long Term Liabilities: PIL has no long term liabilities.
Debt to Equity History and Analysis
Debt Level: PIL's debt to equity ratio (14.7%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if PIL's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: PIL has sufficient cash runway for more than a year based on its current free cash flow.
Forecast Cash Runway: PIL has sufficient cash runway for 1.8 years if free cash flow continues to reduce at historical rates of 0.1% each year.
What is Peppermint Innovation current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PIL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PIL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PIL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PIL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PIL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Christopher Kain, also known as Chris, BComm, MBA, has been the Chief Executive Officer and Managing Director of Peppermint Innovation Limited since November 30, 2015 and December 4, 2015 respectively....
CEO Compensation Analysis
Compensation vs Market: Chris's total compensation ($USD228.20K) is about average for companies of similar size in the Australian market ($USD301.95K).
Compensation vs Earnings: Chris's compensation has increased whilst the company is unprofitable.
Experienced Management: PIL's management team is considered experienced (2.9 years average tenure).
Experienced Board: PIL's board of directors are considered experienced (3.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 56.4%.
Peppermint Innovation Limited's employee growth, exchange listings and data sources
- Name: Peppermint Innovation Limited
- Ticker: PIL
- Exchange: ASX
- Founded: NaN
- Industry: Application Software
- Sector: Software
- Market Cap: AU$22.031m
- Shares outstanding: 1.69b
- Website: https://pepltd.com.au
- Peppermint Innovation Limited
- The Wentworth Building
- Level 2 East
- Western Australia
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/19 07:03|
|End of Day Share Price||2021/10/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.