Credit Clear Past Earnings Performance
Past criteria checks 3/6
Credit Clear has been growing earnings at an average annual rate of 15.3%, while the Software industry saw earnings growing at 13.9% annually. Revenues have been growing at an average rate of 33.6% per year. Credit Clear's return on equity is 5.5%, and it has net margins of 7.6%.
Key information
15.28%
Earnings growth rate
28.61%
EPS growth rate
| Software Industry Growth | 22.05% |
| Revenue growth rate | 33.64% |
| Return on equity | 5.51% |
| Net Margin | 7.55% |
| Last Earnings Update | 30 Jun 2025 |
Recent past performance updates
Recent updates
Credit Clear Limited (ASX:CCR) Shares Fly 26% But Investors Aren't Buying For Growth
Jul 19
Lacklustre Performance Is Driving Credit Clear Limited's (ASX:CCR) Low P/S
Apr 15Credit Clear Limited's (ASX:CCR) Share Price Not Quite Adding Up
Sep 26Credit Clear Limited's (ASX:CCR) Share Price Could Signal Some Risk
Jun 17Credit Clear Limited (ASX:CCR) Stock Rockets 38% But Many Are Still Ignoring The Company
Feb 28We're Hopeful That Credit Clear (ASX:CCR) Will Use Its Cash Wisely
Aug 30Little Excitement Around Credit Clear Limited's (ASX:CCR) Earnings As Shares Take 27% Pounding
May 18Companies Like Credit Clear (ASX:CCR) Are In A Position To Invest In Growth
Jan 28Alexander Waislitz of Credit Clear Limited (ASX:CCR) Just Spent AU$741k On Shares
Feb 27Credit Clear Limited (ASX:CCR) Insiders Have Been Selling
Jan 27Revenue & Expenses Breakdown
How Credit Clear makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 25 | 47 | 4 | 14 | 0 |
| 31 Mar 25 | 46 | -1 | 14 | 0 |
| 31 Dec 24 | 45 | -5 | 14 | 0 |
| 30 Sep 24 | 44 | -5 | 13 | 0 |
| 30 Jun 24 | 42 | -4 | 13 | 0 |
| 31 Mar 24 | 40 | -5 | 12 | 0 |
| 31 Dec 23 | 38 | -6 | 11 | 0 |
| 30 Sep 23 | 37 | -8 | 12 | 0 |
| 30 Jun 23 | 36 | -11 | 12 | 0 |
| 31 Mar 23 | 34 | -12 | 13 | 0 |
| 31 Dec 22 | 33 | -12 | 13 | 0 |
| 30 Sep 22 | 27 | -12 | 12 | 0 |
| 30 Jun 22 | 21 | -11 | 11 | 0 |
| 31 Mar 22 | 17 | -11 | 7 | 0 |
| 31 Dec 21 | 13 | -10 | 4 | 0 |
| 30 Sep 21 | 12 | -9 | 2 | 0 |
| 30 Jun 21 | 11 | -8 | 1 | 0 |
| 31 Mar 21 | 11 | -7 | 1 | 0 |
| 31 Dec 20 | 10 | -7 | 1 | 0 |
| 30 Sep 20 | 8 | -5 | 1 | 0 |
| 30 Jun 20 | 6 | -4 | 0 | 0 |
| 30 Jun 19 | 1 | -4 | 4 | 0 |
| 30 Jun 18 | 0 | -3 | 2 | 0 |
Quality Earnings: CCR has high quality earnings.
Growing Profit Margin: CCR became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CCR has become profitable over the past 5 years, growing earnings by 15.3% per year.
Accelerating Growth: CCR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CCR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (30.4%).
Return on Equity
High ROE: CCR's Return on Equity (5.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/04 12:13 |
| End of Day Share Price | 2025/10/03 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credit Clear Limited is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Caleb Weng | PAC Partners Securities Pty. Ltd. |
| Larry Gandler | Shaw and Partners Limited |