Credit Clear Management
Management criteria checks 3/4
Credit Clear's CEO is Andrew Smith, appointed in Feb 2022, has a tenure of 4.42 years. total yearly compensation is A$623.76K, comprised of 73.1% salary and 26.9% bonuses, including company stock and options. directly owns 3.88% of the company’s shares, worth A$2.92M. The average tenure of the management team and the board of directors is 4.3 years and 4 years respectively.
Key information
Andrew Smith
Chief executive officer
AU$623.8k
Total compensation
| CEO salary percentage | 73.11% |
| CEO tenure | 4.4yrs |
| CEO ownership | 3.9% |
| Management average tenure | 4.3yrs |
| Board average tenure | 4yrs |
Recent management updates
Recent updates
CCR: ACCC Proceedings Will Shape Future Upside Potential
Analysts have trimmed their Credit Clear fair value estimate from A$0.45 to A$0.35, reflecting updated assumptions for revenue growth, profit margins, and a slightly higher discount rate, which also feeds into a higher future P/E multiple. What’s in the News for Credit Clear The Australian Competition and Consumer Commission (ACCC) has commenced proceedings against Credit Clear subsidiaries ARMA Group Holdings Pty Ltd and Force Legal Pty Ltd over alleged contraventions of Australian Consumer Law related to debt collection communications between February 6, 2022 and September 26, 2025.Credit Clear Limited's (ASX:CCR) Share Price Is Matching Sentiment Around Its Revenues
You may think that with a price-to-sales (or "P/S") ratio of 2.9x Credit Clear Limited ( ASX:CCR ) is a stock worth...Credit Clear Limited (ASX:CCR) Shares Fly 26% But Investors Aren't Buying For Growth
Credit Clear Limited ( ASX:CCR ) shares have had a really impressive month, gaining 26% after a shaky period...Lacklustre Performance Is Driving Credit Clear Limited's (ASX:CCR) Low P/S
You may think that with a price-to-sales (or "P/S") ratio of 2.2x Credit Clear Limited ( ASX:CCR ) is a stock worth...Credit Clear Limited's (ASX:CCR) Share Price Not Quite Adding Up
Credit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 3.2x may not look like an appealing investment...Credit Clear Limited's (ASX:CCR) Share Price Could Signal Some Risk
There wouldn't be many who think Credit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 2.8x is worth a...Credit Clear Limited (ASX:CCR) Stock Rockets 38% But Many Are Still Ignoring The Company
Credit Clear Limited ( ASX:CCR ) shares have continued their recent momentum with a 38% gain in the last month alone...We're Hopeful That Credit Clear (ASX:CCR) Will Use Its Cash Wisely
We can readily understand why investors are attracted to unprofitable companies. For example, biotech and mining...Little Excitement Around Credit Clear Limited's (ASX:CCR) Earnings As Shares Take 27% Pounding
Unfortunately for some shareholders, the Credit Clear Limited ( ASX:CCR ) share price has dived 27% in the last thirty...Companies Like Credit Clear (ASX:CCR) Are In A Position To Invest In Growth
We can readily understand why investors are attracted to unprofitable companies. For example, although...Alexander Waislitz of Credit Clear Limited (ASX:CCR) Just Spent AU$741k On Shares
Those following along with Credit Clear Limited ( ASX:CCR ) will no doubt be intrigued by the recent purchase of shares...Credit Clear Limited (ASX:CCR) Insiders Have Been Selling
We often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Dec 31 2025 | n/a | n/a | AU$5m |
| Sep 30 2025 | n/a | n/a | AU$4m |
| Jun 30 2025 | AU$624k | AU$456k | AU$4m |
| Mar 31 2025 | n/a | n/a | -AU$512k |
| Dec 31 2024 | n/a | n/a | -AU$5m |
| Sep 30 2024 | n/a | n/a | -AU$5m |
| Jun 30 2024 | AU$511k | AU$357k | -AU$4m |
| Mar 31 2024 | n/a | n/a | -AU$5m |
| Dec 31 2023 | n/a | n/a | -AU$6m |
| Sep 30 2023 | n/a | n/a | -AU$8m |
| Jun 30 2023 | AU$2m | AU$300k | -AU$11m |
| Mar 31 2023 | n/a | n/a | -AU$12m |
| Dec 31 2022 | n/a | n/a | -AU$12m |
| Sep 30 2022 | n/a | n/a | -AU$12m |
| Jun 30 2022 | AU$1m | AU$118k | -AU$11m |
Compensation vs Market: Andrew's total compensation ($USD432.57K) is above average for companies of similar size in the Australian market ($USD318.96K).
Compensation vs Earnings: Andrew's compensation has been consistent with company performance over the past year.
CEO
Andrew Smith
Mr. Andrew Smith serves as MD at Credit Clear Limited since March 01, 2023. He serves as Chief Executive Officer and Executive Director at Credit Clear Limited since February 9, 2022. He is experience work...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, MD & Executive Director | 4.4yrs | AU$623.76k | 3.88% A$ 2.9m | |
| Chief Financial Officer | 4.2yrs | AU$438.66k | 0.23% A$ 174.7k | |
| Chief Operations & Technology Officer | 7.5yrs | no data | no data | |
| Head of Investor Relations & Media | no data | no data | no data | |
| Chief Sales Officer | 4.3yrs | no data | no data | |
| Chief Risk Officer | 1.1yrs | no data | no data | |
| Company Secretary | 4.3yrs | no data | no data |
Experienced Management: CCR's management team is considered experienced (4.3 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, MD & Executive Director | 4.4yrs | AU$623.76k | 3.88% A$ 2.9m | |
| Non-Executive Director | 4.8yrs | AU$163.35k | 1.8% A$ 1.4m | |
| Independent Director | 4.2yrs | AU$149.19k | 0.23% A$ 176.9k | |
| Independent Chairman | 3.8yrs | AU$144.17k | 8.31% A$ 6.3m | |
| Independent Non-Executive Director | 1.8yrs | AU$151.87k | 0.034% A$ 25.4k | |
| Non-Executive Director | less than a year | no data | 0.20% A$ 151.0k |
Experienced Board: CCR's board of directors are considered experienced (4 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/06 17:08 |
| End of Day Share Price | 2026/07/06 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credit Clear Limited is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Filius | Morgans Financial Limited |
| Caleb Weng | PAC Partners Securities Pty. Ltd. |
| Larry Gandler | Shaw and Partners Limited |