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Navalo Financial Services Group CHIA:PYR Stock Report

Last Price

AU$0.56

Market Cap

AU$3.9m

7D

4.7%

1Y

-94.7%

Updated

01 Aug, 2023

Data

Company Financials

Navalo Financial Services Group Limited

CHIA:PYR Stock Report

Market Cap: AU$3.9m

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

PYR Stock Overview

Navalo Financial Services Group Limited provides interest-free finance solutions for the point-of-sale conversion of higher value transactions in Australia and New Zealand. More details

PYR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health1/6
Dividends0/6

Risk Analysis

Shares are highly illiquid

Has less than 1 year of cash runway

Does not have a meaningful market cap (A$4M)

Earnings have declined by 27.6% per year over past 5 years

+ 1 more risk

Navalo Financial Services Group Limited Competitors

QuickFee

ASX:QFE

AU$38.7m

Beforepay Group

ASX:B4P

AU$56.9m

Wisr

ASX:WZR

AU$40.0m

Harmoney

ASX:HMY

AU$39.3m

Price History & Performance

Summary of all time highs, changes and price drops for Navalo Financial Services Group
Historical stock prices
Current Share PriceAU$0.56
52 Week HighAU$0.63
52 Week LowAU$0.25
Beta2.52
11 Month Change12.00%
3 Month Changen/a
1 Year Change-94.67%
33 Year Changen/a
5 Year Changen/a
Change since IPO-99.57%

Recent News & Updates

Recent updates

Shareholder Returns

PYRAU Consumer FinanceAU Market
7D4.7%-1.3%0.4%
1Y-94.7%107.4%16.9%

Return vs Industry: PYR underperformed the Australian Consumer Finance industry which returned -15.4% over the past year.

Return vs Market: PYR underperformed the Australian Market which returned 5.1% over the past year.

Price Volatility

Is PYR's price volatile compared to industry and market?
PYR volatility
PYR Average Weekly Movementn/a
Consumer Finance Industry Average Movement5.8%
Market Average Movement8.6%
10% most volatile stocks in AU Market17.4%
10% least volatile stocks in AU Market3.4%

Stable Share Price: PYR's share price has been volatile over the past 3 months.

Volatility Over Time: Insufficient data to determine PYR's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2015n/aStewart Creightonwww.payright.com.au

Navalo Financial Services Group Limited provides interest-free finance solutions for the point-of-sale conversion of higher value transactions in Australia and New Zealand. The company offers buy-now pay later flexible payment solutions to merchants for the benefit of their customers. It serves retail, home improvement, health and beauty, photography, education, and automotive sectors.

Navalo Financial Services Group Limited Fundamentals Summary

How do Navalo Financial Services Group's earnings and revenue compare to its market cap?
PYR fundamental statistics
Market capAU$3.95m
Earnings (TTM)-AU$11.58m
Revenue (TTM)AU$17.17m

0.2x

P/S Ratio

-0.3x

P/E Ratio

Is PYR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PYR income statement (TTM)
RevenueAU$17.17m
Cost of RevenueAU$9.18m
Gross ProfitAU$7.99m
Other ExpensesAU$19.56m
Earnings-AU$11.58m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-1.64
Gross Margin46.53%
Net Profit Margin-67.42%
Debt/Equity Ratio2,984.8%

How did PYR perform over the long term?

See historical performance and comparison