HUM Stock Overview
Provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Humm Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.61 |
| 52 Week High | AU$0.90 |
| 52 Week Low | AU$0.40 |
| Beta | 2.2 |
| 1 Month Change | -2.40% |
| 3 Month Change | -15.86% |
| 1 Year Change | -15.28% |
| 3 Year Change | -29.07% |
| 5 Year Change | -68.10% |
| Change since IPO | -83.69% |
Recent News & Updates
Recent updates
Shareholder Returns
| HUM | AU Consumer Finance | AU Market | |
|---|---|---|---|
| 7D | 3.4% | -5.2% | 0.5% |
| 1Y | -15.3% | 30.9% | 9.9% |
Return vs Industry: HUM underperformed the Australian Consumer Finance industry which returned 30.9% over the past year.
Return vs Market: HUM underperformed the Australian Market which returned 9.9% over the past year.
Price Volatility
| HUM volatility | |
|---|---|
| HUM Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in AU Market | 16.6% |
| 10% least volatile stocks in AU Market | 3.0% |
Stable Share Price: HUM has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: HUM's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1988 | 570 | Stuart Grimshaw | www.shophumm.com/humm-group/ |
Humm Group Limited provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. The company operates through four segments: Point of Sale Payment Plans (PosPP), New Zealand Cards, Australia Cards, and Commercial. It offers long term interest free finance and everyday spend solutions under the humm90 brand; Q Mastercard, an interest free credit card; and FlexiCommercial, a business financing solution, which includes leasing and chattel mortgages for small and medium businesses.
Humm Group Limited Fundamentals Summary
| HUM fundamental statistics | |
|---|---|
| Market cap | AU$293.03m |
| Earnings (TTM) | AU$1.90m |
| Revenue (TTM) | AU$243.70m |
154.2x
P/E Ratio1.2x
P/S RatioIs HUM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HUM income statement (TTM) | |
|---|---|
| Revenue | AU$243.70m |
| Cost of Revenue | AU$105.20m |
| Gross Profit | AU$138.50m |
| Other Expenses | AU$136.60m |
| Earnings | AU$1.90m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 18, 2025
| Earnings per share (EPS) | 0.004 |
| Gross Margin | 56.83% |
| Net Profit Margin | 0.78% |
| Debt/Equity Ratio | 813.2% |
How did HUM perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield526%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 18:54 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Humm Group Limited is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Swapan Pandya | APP Securities Pty Ltd. |
| John Marrin | CLSA |
| Paul Buys | Credit Suisse |