EML Payments Balance Sheet Health
Financial Health criteria checks 3/6
EML Payments has a total shareholder equity of A$165.6M and total debt of A$91.0M, which brings its debt-to-equity ratio to 55%. Its total assets and total liabilities are A$3.1B and A$3.0B respectively. EML Payments's EBIT is A$14.0M making its interest coverage ratio 3.2. It has cash and short-term investments of A$77.3M.
Key information
55.0%
Debt to equity ratio
AU$91.05m
Debt
Interest coverage ratio | 3.2x |
Cash | AU$77.33m |
Equity | AU$165.63m |
Total liabilities | AU$2.98b |
Total assets | AU$3.14b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: EML's short term assets (A$2.5B) do not cover its short term liabilities (A$2.9B).
Long Term Liabilities: EML's short term assets (A$2.5B) exceed its long term liabilities (A$55.0M).
Debt to Equity History and Analysis
Debt Level: EML's net debt to equity ratio (8.3%) is considered satisfactory.
Reducing Debt: EML's debt to equity ratio has increased from 0% to 55% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: EML has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if EML has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.