Insignia Financial Ltd.

ASX:IFL Stock Report

Market Cap: AU$3.0b

Insignia Financial Past Earnings Performance

Past criteria checks 1/6

Insignia Financial's earnings have been declining at an average annual rate of -23.2%, while the Capital Markets industry saw earnings growing at 8.1% annually. Revenues have been growing at an average rate of 7.1% per year. Insignia Financial's return on equity is 0.8%, and it has net margins of 1%.

Key information

-23.21%

Earnings growth rate

-27.06%

EPS growth rate

Capital Markets Industry Growth6.60%
Revenue growth rate7.07%
Return on equity0.78%
Net Margin1.02%
Next Earnings Update23 Oct 2025

Recent past performance updates

Recent updates

User avatar

Cost Optimization And IT Separation Will Drive Lean Operations

Cost optimization and independence from NAB position Insignia for improved future earnings and lower operational costs.

Insignia Financial Ltd.'s (ASX:IFL) Price Is Right But Growth Is Lacking After Shares Rocket 26%

Oct 16
Insignia Financial Ltd.'s (ASX:IFL) Price Is Right But Growth Is Lacking After Shares Rocket 26%

Revenues Working Against Insignia Financial Ltd.'s (ASX:IFL) Share Price

Aug 21
Revenues Working Against Insignia Financial Ltd.'s (ASX:IFL) Share Price

Insignia Financial Ltd. (ASX:IFL) Looks Inexpensive But Perhaps Not Attractive Enough

Apr 11
Insignia Financial Ltd. (ASX:IFL) Looks Inexpensive But Perhaps Not Attractive Enough

Insignia Financial (ASX:IFL) Has Announced A Dividend Of A$0.093

Feb 24
Insignia Financial (ASX:IFL) Has Announced A Dividend Of A$0.093

Insignia Financial (ASX:IFL) Is Paying Out Less In Dividends Than Last Year

Aug 29
Insignia Financial (ASX:IFL) Is Paying Out Less In Dividends Than Last Year

Insignia Financial (ASX:IFL) Has Announced That It Will Be Increasing Its Dividend To AU$0.12

Feb 27
Insignia Financial (ASX:IFL) Has Announced That It Will Be Increasing Its Dividend To AU$0.12

IOOF Holdings (ASX:IFL) Has Affirmed Its Dividend Of AU$0.12

Aug 31
IOOF Holdings (ASX:IFL) Has Affirmed Its Dividend Of AU$0.12

Revenue & Expenses Breakdown

How Insignia Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ASX:IFL Revenue, expenses and earnings (AUD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 251,581162730
31 Mar 251,661-682800
31 Dec 241,741-1522870
30 Sep 241,841-1692920
30 Jun 241,942-1852980
31 Dec 231,956-423230
30 Sep 231,952-193200
30 Jun 231,94843180
31 Dec 222,00123330
30 Sep 222,075153440
30 Jun 222,149283550
31 Dec 211,745-1842860
30 Sep 211,516-1692240
30 Jun 211,287-1531610
31 Dec 201,215791050
30 Sep 201,147651040
30 Jun 201,079511040
31 Dec 191,078-76990
30 Sep 191,069-56980
30 Jun 191,059-35970
31 Dec 18812123760
30 Sep 18785111760
30 Jun 18758100770
31 Mar 1890887950
31 Dec 1790187960
30 Sep 179041011010
30 Jun 179081161060
31 Mar 178811271090
31 Dec 168541371120
30 Sep 168811371120
30 Jun 169081381120
31 Mar 169251431340
31 Dec 159421481550
30 Sep 159261401350
30 Jun 159101331140
31 Mar 158581231050
31 Dec 14806113970

Quality Earnings: IFL has a large one-off loss of A$252.9M impacting its last 12 months of financial results to 30th June, 2025.

Growing Profit Margin: IFL became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IFL's earnings have declined by 23.2% per year over the past 5 years.

Accelerating Growth: IFL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: IFL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (12.7%).


Return on Equity

High ROE: IFL's Return on Equity (0.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 07:38
End of Day Share Price 2025/10/06 00:00
Earnings2025/06/30
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Insignia Financial Ltd. is covered by 20 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew AdamsBarrenjoey Markets Pty Limited
Benjamin BrayshawBarrenjoey Markets Pty Limited
Lara TufegdzicBofA Global Research