COG Financial Services Full Year 2025 Earnings: EPS Beats Expectations, Revenues Lag

COG Financial Services (ASX:COG) Full Year 2025 Results

Key Financial Results

• Revenue: AU$367.7m (up 1.5% from FY 2024).
• Net income: AU$18.8m (up 46% from FY 2024).
• Profit margin: 5.1% (up from 3.5% in FY 2024).
• EPS: AU$0.094 (up from AU$0.067 in FY 2024).

AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early.

All figures shown in the chart above are for the trailing 12 month (TTM) period

COG Financial Services EPS Beats Expectations, Revenues Fall Short

Revenue missed analyst estimates by 29%. Earnings per share (EPS) exceeded analyst estimates by 16%.

The primary driver behind last 12 months revenue was the Finance Broking & Aggregation segment contributing a total revenue of AU$233.5m (63% of total revenue). The largest operating expense was Sales & Marketing costs, amounting to AU$163.9m (62% of total expenses). Explore how COG's revenue and expenses shape its earnings.

Looking ahead, revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Capital Markets industry in Australia.

Performance of the Australian Capital Markets industry.

The company's shares are up 5.4% from a week ago.

Risk Analysis

It is worth noting though that we have found 2 warning signs for COG Financial Services (1 doesn't sit too well with us!) that you need to take into consideration.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.