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CCP logo

Credit Corp Group ASX:CCP Stock Report

Last Price

AU$15.80

Market Cap

AU$1.1b

7D

-2.9%

1Y

-1.1%

Updated

21 Dec, 2024

Data

Company Financials +

CCP Stock Overview

Engages in the provision of debt ledger purchase and collection, and consumer lending services in Australia, New Zealand, and the United States. More details

CCP fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance2/6
Financial Health1/6
Dividends1/6

My Notes

Capture your thoughts, links and company narrative

Credit Corp Group Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credit Corp Group
Historical stock prices
Current Share PriceAU$15.80
52 Week HighAU$19.86
52 Week LowAU$13.78
Beta1.83
1 Month Change-9.66%
3 Month Change1.94%
1 Year Change-1.06%
3 Year Change-52.31%
5 Year Change-49.90%
Change since IPO3,060.00%

Recent News & Updates

Sentiment Still Eluding Credit Corp Group Limited (ASX:CCP)

Dec 12
Sentiment Still Eluding Credit Corp Group Limited (ASX:CCP)

Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Sep 10
Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Recent updates

Sentiment Still Eluding Credit Corp Group Limited (ASX:CCP)

Dec 12
Sentiment Still Eluding Credit Corp Group Limited (ASX:CCP)

Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Sep 10
Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Credit Corp Group's (ASX:CCP) Dividend Will Be A$0.23

Aug 19
Credit Corp Group's (ASX:CCP) Dividend Will Be A$0.23

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.23

Aug 04
Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.23

Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Dec 24
Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Aug 30
Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Aug 04
Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Feb 24
Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Dividend Investors: Don't Be Too Quick To Buy Credit Corp Group Limited (ASX:CCP) For Its Upcoming Dividend

Feb 24
Dividend Investors: Don't Be Too Quick To Buy Credit Corp Group Limited (ASX:CCP) For Its Upcoming Dividend

How Does Credit Corp Group Limited (ASX:CCP) Fare As A Dividend Stock?

Feb 03
How Does Credit Corp Group Limited (ASX:CCP) Fare As A Dividend Stock?

Shareholder Returns

CCPAU Consumer FinanceAU Market
7D-2.9%-1.9%-2.7%
1Y-1.1%69.1%6.5%

Return vs Industry: CCP underperformed the Australian Consumer Finance industry which returned 69.1% over the past year.

Return vs Market: CCP underperformed the Australian Market which returned 6.5% over the past year.

Price Volatility

Is CCP's price volatile compared to industry and market?
CCP volatility
CCP Average Weekly Movement5.0%
Consumer Finance Industry Average Movement6.3%
Market Average Movement8.0%
10% most volatile stocks in AU Market16.8%
10% least volatile stocks in AU Market3.1%

Stable Share Price: CCP has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: CCP's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19852,231Thomas Beregiwww.creditcorpgroup.com.au

Credit Corp Group Limited engages in the provision of debt ledger purchase and collection, and consumer lending services in Australia, New Zealand, and the United States. It operates through three segments: Debt Ledger Purchasing – Australia and New Zealand; Debt Ledger Purchasing – United States; and Consumer Lending – Australia, New Zealand and the United States. The company offers debt sale, contingency and agency collection, local government debt recovery, and hardship and insolvency management services, as well as various loan products.

Credit Corp Group Limited Fundamentals Summary

How do Credit Corp Group's earnings and revenue compare to its market cap?
CCP fundamental statistics
Market capAU$1.08b
Earnings (TTM)AU$50.71m
Revenue (TTM)AU$377.78m

21.2x

P/E Ratio

2.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CCP income statement (TTM)
RevenueAU$377.78m
Cost of RevenueAU$48.77m
Gross ProfitAU$329.02m
Other ExpensesAU$278.31m
EarningsAU$50.71m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Jan 29, 2025

Earnings per share (EPS)0.74
Gross Margin87.09%
Net Profit Margin13.42%
Debt/Equity Ratio46.6%

How did CCP perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 23:25
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credit Corp Group Limited is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Swapan PandyaAPP Securities Pty Ltd.
Russell WrightBarclay Pearce Capital Pty Limited
Allan FranklinCanaccord Genuity