Credit Corp Group Future Growth

Future criteria checks 0/6

Credit Corp Group's earnings are forecast to decline at 0.1% per annum while its annual revenue is expected to grow at 5.4% per year. EPS is expected to decline by 0.5% per annum. Return on equity is forecast to be 10.2% in 3 years.

Key information

-0.1%

Earnings growth rate

-0.5%

EPS growth rate

Consumer Finance earnings growth	34.6%
Revenue growth rate	5.4%
Future return on equity	10.2%
Analyst coverage	Good
Last updated	31 Jan 2025

Recent future growth updates

Recent updates

Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Dec 24

Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Aug 30

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Aug 04

Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Feb 24

Dividend Investors: Don't Be Too Quick To Buy Credit Corp Group Limited (ASX:CCP) For Its Upcoming Dividend

Feb 24

How Does Credit Corp Group Limited (ASX:CCP) Fare As A Dividend Stock?

Feb 03

Earnings and Revenue Growth Forecasts

ASX:CCP - Analysts future estimates and past financials data (AUD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
6/30/2027	604	112	55	456	7
6/30/2026	582	103	67	422	7
6/30/2025	554	94	62	390	6
12/31/2024	459	107	10	11	N/A
9/30/2024	419	79	-20	-19	N/A
6/30/2024	378	51	-50	-49	N/A
3/31/2024	366	49	-19	-18	N/A
12/31/2023	354	47	12	13	N/A
9/30/2023	374	69	-37	-35	N/A
6/30/2023	395	91	-85	-84	N/A
3/31/2023	383	87	-140	-138	N/A
12/31/2022	370	82	-195	-192	N/A
9/30/2022	372	92	-149	-146	N/A
6/30/2022	374	101	-104	-100	N/A
3/31/2022	361	98	-33	-28	N/A
12/31/2021	348	96	39	44	N/A
9/30/2021	342	92	52	56	N/A
6/30/2021	336	88	65	68	N/A
3/31/2021	299	54	88	90	N/A
12/31/2020	262	19	110	113	N/A
9/30/2020	259	17	111	114	N/A
6/30/2020	256	15	113	116	N/A
3/31/2020	280	45	48	50	N/A
12/31/2019	303	75	-17	-16	N/A
9/30/2019	288	73	-11	-9	N/A
6/30/2019	274	70	-5	-3	N/A
3/31/2019	269	69	13	15	N/A
12/31/2018	265	68	31	34	N/A
9/30/2018	261	66	N/A	29	N/A
6/30/2018	258	64	N/A	24	N/A
3/31/2018	252	62	N/A	16	N/A
12/31/2017	246	60	N/A	7	N/A
9/30/2017	238	57	N/A	-15	N/A
6/30/2017	230	55	N/A	-37	N/A
3/31/2017	221	53	N/A	-65	N/A
12/31/2016	213	50	N/A	-92	N/A
9/30/2016	206	48	N/A	-77	N/A
6/30/2016	199	46	N/A	-62	N/A
3/31/2016	193	43	N/A	-49	N/A
12/31/2015	186	40	N/A	-36	N/A
9/30/2015	180	39	N/A	-19	N/A
6/30/2015	174	38	N/A	-1	N/A
3/31/2015	167	38	N/A	10	N/A
12/31/2014	160	38	N/A	21	N/A
9/30/2014	159	36	N/A	5	N/A
6/30/2014	158	35	N/A	-11	N/A
3/31/2014	156	34	N/A	-8	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CCP's earnings are forecast to decline over the next 3 years (-0.1% per year).

Earnings vs Market: CCP's earnings are forecast to decline over the next 3 years (-0.1% per year).

High Growth Earnings: CCP's earnings are forecast to decline over the next 3 years.

Revenue vs Market: CCP's revenue (5.4% per year) is forecast to grow slower than the Australian market (6% per year).

High Growth Revenue: CCP's revenue (5.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CCP's Return on Equity is forecast to be low in 3 years time (10.2%).

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/03/21 07:54
End of Day Share Price	2025/03/21 00:00
Earnings	2024/12/31
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credit Corp Group Limited is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Swapan Pandya	APP Securities Pty Ltd.
Allan Franklin	Canaccord Genuity
Thiva Nagaratnam	CLSA

Credit Corp Group Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target decreased by 8.3% to AU$18.86

Credit Corp Group Limited Re-Affirms Earnings Guidance for the Fiscal Year 2025

Price target increased by 7.1% to AU$18.59

Consensus EPS estimates fall by 23%

Price target decreased by 13% to AU$20.69

Credit Corp. Group Limited Revises Earnings Guidance for the Year 2024

Recent updates

Upcoming dividend of AU$0.32 per share

Price target decreased by 8.3% to AU$18.86

New major risk - Revenue and earnings growth

New minor risk - Dividend sustainability

Credit Corp Group (ASX:CCP) Is Paying Out A Larger Dividend Than Last Year

First half dividend increased to AU$0.32

Credit Corp Group Limited Re-Affirms Earnings Guidance for the Fiscal Year 2025

Sentiment Still Eluding Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Limited to Report Fiscal Year 2025 Results on Aug 05, 2025

High number of new directors

Credit Corp Group (ASX:CCP) Will Pay A Dividend Of A$0.23

Credit Corp Group Limited Announces the Appointment of Sarah Brennan as Non-Executive Director

Upcoming dividend of AU$0.23 per share

Credit Corp Group's (ASX:CCP) Dividend Will Be A$0.23

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.23

Final dividend of AU$0.23 announced

Now 24% undervalued

Upcoming dividend of AU$0.15 per share

Now 20% undervalued

Now 21% undervalued

Now 21% undervalued

First half dividend of AU$0.15 announced

Price target increased by 7.1% to AU$18.59

Credit Corp Group Limited (ASX:CCP) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Credit Corp Group Limited to Report First Half, 2024 Results on Jan 31, 2024

Independent Non-Executive Director recently bought AU$113k worth of stock

Consensus EPS estimates fall by 23%

Price target decreased by 13% to AU$20.69

Credit Corp. Group Limited Revises Earnings Guidance for the Year 2024

Credit Corp. Group Limited Revises Earnings Guidance for the Year 2024

Investor sentiment deteriorates as stock falls 34%

Credit Corp Group Limited Announces Retirement of Leslie Martin as Non-Executive Director on October 24, 2023

Credit Corp Group Limited Announces Retirement of Leslie Martin as Non-Executive Director on October 24, 2023

Upcoming dividend of AU$0.47 per share at 3.3% yield

Investor sentiment deteriorates as stock falls 16%

Credit Corp Group Limited Announces Dividend for the Six Months Ended June 30, 2023, Payable on September 29, 2023

Now 21% undervalued after recent price drop

Credit Corp Group Limited Announces Cessation of Richard Thomas as Director

High number of new directors

Now 21% undervalued after recent price drop

Now 21% undervalued after recent price drop

Investor sentiment deteriorates as stock falls 15%

Now 21% undervalued after recent price drop

Upcoming dividend of AU$0.23 per share at 3.2% yield

Credit Corp Group Limited Provides Earnings Guidance for the Fiscal Year 2023

Now 21% undervalued

Credit Corp Group Limited Appoints Lyn McGrath as Non-Executive Director

Credit Corp Group Limited, Annual General Meeting, Oct 24, 2023

Now 22% undervalued after recent price drop

Credit Corp Group (ASX:CCP) Has Affirmed Its Dividend Of A$0.36

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire Collection House Limited (ASX:CLH) for AUD 11 million.

Upcoming dividend of AU$0.36 per share

Now 24% undervalued after recent price drop

Consensus EPS estimates fall by 11%

Credit Corp Group (ASX:CCP) Has Announced A Dividend Of A$0.36

Price target decreased to AU$29.76

Credit Corp. Group Limited Announces Ordinary Fully Paid Dividend for the Period of Six Months Ended June 30, 2022 Payable Date Is September 12, 2022

Price target decreased to AU$32.38

Price target decreased to AU$32.33

Independent Non Executive Director recently bought AU$50k worth of stock

Now 20% undervalued after recent price drop

Credit Corp Group Limited (ASX:CCP) completed the acquisition of New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Now 21% undervalued after recent price drop

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Credit Corp Group Limited (ASX:CCP) entered into a binding agreement to acquire New Zealand Ledger Book from Collection House Limited (ASX:CLH) for approximately AUD 12 million.

Credit Corp Group's (ASX:CCP) Upcoming Dividend Will Be Larger Than Last Year's

Upcoming dividend of AU$0.38 per share

Credit Corp. Group Limited Announces Ordinary Fully Franked Dividend for the Period of Six Months Ended December 31, 2021, Payable on March 11, 2022

Credit Corp Group Limited (ASX:CCP) completed the acquisition of Assets of the Radio Rentals appliance leasing business from Thorn Group Limited (ASX:TGA).