Australian Finance Group Limited

ASX:AFG Stock Report

Market Cap: AU$477.9m

Australian Finance Group Balance Sheet Health

Financial Health criteria checks 2/6

Australian Finance Group has a total shareholder equity of A$207.1M and total debt of A$4.6B, which brings its debt-to-equity ratio to 2210.6%. Its total assets and total liabilities are A$6.0B and A$5.8B respectively.

Key information

2,210.6%

Debt to equity ratio

AU$4.58b

Debt

Interest coverage ration/a
CashAU$67.40m
EquityAU$207.05m
Total liabilitiesAU$5.77b
Total assetsAU$5.98b

Recent financial health updates

No updates

Recent updates

Australian Finance Group's (ASX:AFG) Shareholders Will Receive A Smaller Dividend Than Last Year

Mar 02
Australian Finance Group's (ASX:AFG) Shareholders Will Receive A Smaller Dividend Than Last Year

Investors Aren't Buying Australian Finance Group Limited's (ASX:AFG) Earnings

Feb 08
Investors Aren't Buying Australian Finance Group Limited's (ASX:AFG) Earnings

Australian Finance Group (ASX:AFG) Is Paying Out Less In Dividends Than Last Year

Aug 30
Australian Finance Group (ASX:AFG) Is Paying Out Less In Dividends Than Last Year

Australian Finance Group Limited Just Missed EPS By 15%: Here's What Analysts Think Will Happen Next

Aug 26
Australian Finance Group Limited Just Missed EPS By 15%: Here's What Analysts Think Will Happen Next

We Think Shareholders Are Less Likely To Approve A Pay Rise For Australian Finance Group Limited's (ASX:AFG) CEO For Now

Nov 18
We Think Shareholders Are Less Likely To Approve A Pay Rise For Australian Finance Group Limited's (ASX:AFG) CEO For Now

Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To A$0.096

Aug 29
Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To A$0.096

Australian Finance Group's (ASX:AFG) Upcoming Dividend Will Be Larger Than Last Year's

Feb 28
Australian Finance Group's (ASX:AFG) Upcoming Dividend Will Be Larger Than Last Year's

Here's Why We Think Australian Finance Group Limited's (ASX:AFG) CEO Compensation Looks Fair for the time being

Nov 19
Here's Why We Think Australian Finance Group Limited's (ASX:AFG) CEO Compensation Looks Fair for the time being

Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To AU$0.074

Sep 03
Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To AU$0.074

Here's What You Should Know About Australian Finance Group Limited's (ASX:AFG) 4.1% Dividend Yield

Mar 26
Here's What You Should Know About Australian Finance Group Limited's (ASX:AFG) 4.1% Dividend Yield

Should You Take Comfort From Insider Transactions At Australian Finance Group Limited (ASX:AFG)?

Feb 19
Should You Take Comfort From Insider Transactions At Australian Finance Group Limited (ASX:AFG)?

What Kind Of Investors Own Most Of Australian Finance Group Limited (ASX:AFG)?

Jan 29
What Kind Of Investors Own Most Of Australian Finance Group Limited (ASX:AFG)?

Does Australian Finance Group's (ASX:AFG) CEO Salary Compare Well With Industry Peers?

Jan 08
Does Australian Finance Group's (ASX:AFG) CEO Salary Compare Well With Industry Peers?

Key Things To Consider Before Buying Australian Finance Group Limited (ASX:AFG) For Its Dividend

Dec 18
Key Things To Consider Before Buying Australian Finance Group Limited (ASX:AFG) For Its Dividend

Australian Finance Group (ASX:AFG) Has Gifted Shareholders With A Fantastic 230% Total Return On Their Investment

Nov 27
Australian Finance Group (ASX:AFG) Has Gifted Shareholders With A Fantastic 230% Total Return On Their Investment

Read This Before Buying Australian Finance Group Limited (ASX:AFG) For Its Dividend

Aug 12
Read This Before Buying Australian Finance Group Limited (ASX:AFG) For Its Dividend

Is Australian Finance Group Limited (ASX:AFG) A Good Fit For Your Dividend Portfolio?

Aug 12
Is Australian Finance Group Limited (ASX:AFG) A Good Fit For Your Dividend Portfolio?

Have Insiders Been Selling Australian Finance Group Limited (ASX:AFG) Shares?

Jul 17
Have Insiders Been Selling Australian Finance Group Limited (ASX:AFG) Shares?

Financial Position Analysis

Short Term Liabilities: AFG's short term assets (A$4.9B) exceed its short term liabilities (A$2.7B).

Long Term Liabilities: AFG's short term assets (A$4.9B) exceed its long term liabilities (A$3.0B).


Debt to Equity History and Analysis

Debt Level: AFG's net debt to equity ratio (2178%) is considered high.

Reducing Debt: AFG's debt to equity ratio has increased from 1978.4% to 2210.6% over the past 5 years.

Debt Coverage: AFG's debt is not well covered by operating cash flow (0.8%).

Interest Coverage: Insufficient data to determine if AFG's interest payments on its debt are well covered by EBIT.


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 15:39
End of Day Share Price 2025/02/07 00:00
Earnings2024/06/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Australian Finance Group Limited is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Thomas StrongCitigroup Inc
Thomas StrongCitigroup Inc
Tim LawsonMacquarie Research