Yellow Brick Road Holdings Limited provides lending services in Australia.
Fair value with questionable track record.
Share Price & News
How has Yellow Brick Road Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: YBR's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: YBR underperformed the Australian Mortgage industry which returned -12.9% over the past year.
Return vs Market: YBR matched the Australian Market which returned -17.6% over the past year.
Price Volatility Vs. Market
How volatile is Yellow Brick Road Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 year ago | Simply Wall StDoes Yellow Brick Road Holdings Limited's (ASX:YBR) PE Ratio Signal A Selling Opportunity?
1 year ago | Simply Wall StShould You Be Tempted To Sell Yellow Brick Road Holdings Limited (ASX:YBR) Because Of Its PE Ratio?
2 years ago | Simply Wall StBreaking Down Yellow Brick Road Holdings Limited's (ASX:YBR) Ownership Structure
Is Yellow Brick Road Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate YBR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate YBR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: YBR is good value based on its PE Ratio (9.7x) compared to the Mortgage industry average (9.7x).
PE vs Market: YBR is good value based on its PE Ratio (9.7x) compared to the Australian market (13.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate YBR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: YBR is good value based on its PB Ratio (0.4x) compared to the AU Mortgage industry average (0.8x).
How is Yellow Brick Road Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Yellow Brick Road Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Yellow Brick Road Holdings is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Yellow Brick Road Holdings competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Yellow Brick Road Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: YBR has a large one-off gain of A$7.0M impacting its December 31 2019 financial results.
Growing Profit Margin: YBR became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: YBR has become profitable over the past 5 years, growing earnings by -23.2% per year.
Accelerating Growth: YBR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: YBR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Mortgage industry (11.1%).
Return on Equity
High ROE: YBR's Return on Equity (4%) is considered low.
How is Yellow Brick Road Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: YBR has a low level of unsold assets or inventory.
Debt Coverage by Assets: YBR's debt is covered by short term assets (assets are 19.9x debt).
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: YBR is profitable, therefore cash runway is not a concern.
Forecast Cash Runway: YBR is profitable, therefore cash runway is not a concern.
Financial Institutions Analysis
Asset Level: YBR's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if YBR has a sufficient allowance for bad loans.
Low Risk Liabilities: YBR reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if YBR has an acceptable proportion of non-loan assets held.
Low Risk Deposits: YBR has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if YBR has an appropriate level of bad loans.
What is Yellow Brick Road Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate YBR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate YBR's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if YBR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if YBR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of YBR's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Mark Leigh Bouris, AM, BCom (UNSW), MCom(UNSW),HonDBus(UNSW), Hon DLitt is the Principal of BBB Capital Pty Ltd. Mr. Bouris founded Wizard Mortgage Corporation of ECorp. Ltd. in 1995 and serves as its ...
CEO Compensation Analysis
Compensation vs Market: Mark's total compensation ($USD742.67K) is above average for companies of similar size in the Australian market ($USD242.08K).
Compensation vs Earnings: Mark's compensation has been consistent with company performance over the past year.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.1%.
Yellow Brick Road Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: Yellow Brick Road Holdings Limited
- Ticker: YBR
- Exchange: ASX
- Founded: 2007
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: AU$18.161m
- Shares outstanding: 324.30m
- Website: https://www.ybr.com.au
Number of Employees
- Yellow Brick Road Holdings Limited
- 1 Chifley Square
- Level 11
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|YBR||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||May 2011|
|YBR||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||May 2011|
|YBRH.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||May 2011|
Yellow Brick Road Holdings Limited provides lending services in Australia. It offers mortgage broking, aggregation, and management services; financial planning services; home loans; insurance for home, car, content, life, future, residential property, business, and rental income insurance products; and superannuation services, as well as investment and financial advices. The company was formerly known as ITS Capital Investments Limited and changed its name to Yellow Brick Road Holdings Limited in May 2011. Yellow Brick Road Holdings Limited was founded in 2007 and is headquartered in Sydney, Australia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/03 10:36|
|End of Day Share Price||2020/04/03 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.