Yellow Brick Road Holdings Limited provides lending services in Australia. More Details
Solid track record and fair value.
Share Price & News
How has Yellow Brick Road Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: YBR is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: YBR's weekly volatility (6%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: YBR underperformed the Australian Mortgage industry which returned 43% over the past year.
Return vs Market: YBR underperformed the Australian Market which returned 37.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Yellow Brick Road Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StA Quick Analysis On Yellow Brick Road Holdings' (ASX:YBR) CEO Compensation
7 months ago | Simply Wall StHow Is Yellow Brick Road Holdings' (ASX:YBR) CEO Paid Relative To Peers?
2 years ago | Simply Wall StDoes Yellow Brick Road Holdings Limited's (ASX:YBR) PE Ratio Signal A Selling Opportunity?
Is Yellow Brick Road Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: YBR (A$0.09) is trading above our estimate of fair value (A$0)
Significantly Below Fair Value: YBR is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: YBR is good value based on its PE Ratio (9.5x) compared to the AU Mortgage industry average (13.4x).
PE vs Market: YBR is good value based on its PE Ratio (9.5x) compared to the Australian market (20.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate YBR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: YBR is good value based on its PB Ratio (0.6x) compared to the AU Mortgage industry average (1x).
How is Yellow Brick Road Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Yellow Brick Road Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Yellow Brick Road Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: YBR has high quality earnings.
Growing Profit Margin: YBR's current net profit margins (1.6%) are higher than last year (0.8%).
Past Earnings Growth Analysis
Earnings Trend: YBR has become profitable over the past 5 years, growing earnings by 5.3% per year.
Accelerating Growth: YBR's earnings growth over the past year (75.4%) exceeds its 5-year average (5.3% per year).
Earnings vs Industry: YBR earnings growth over the past year (75.4%) exceeded the Mortgage industry 15.2%.
Return on Equity
High ROE: YBR's Return on Equity (6.8%) is considered low.
How is Yellow Brick Road Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: YBR's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: Insufficient data to determine if YBR has a sufficient allowance for bad loans.
Low Risk Liabilities: YBR reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if YBR has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: YBR reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if YBR has an appropriate level of bad loans.
What is Yellow Brick Road Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate YBR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate YBR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if YBR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if YBR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of YBR's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Mark Leigh Bouris, AM, BCom (UNSW), MCom(UNSW),HonDBus(UNSW), Hon DLitt is the Principal of BBB Capital Pty Ltd. Mr. Bouris founded Wizard Mortgage Corporation of ECorp. Ltd. in 1995 and serves as its ...
CEO Compensation Analysis
Compensation vs Market: Mark's total compensation ($USD883.60K) is above average for companies of similar size in the Australian market ($USD287.37K).
Compensation vs Earnings: Mark's compensation has been consistent with company performance over the past year.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Yellow Brick Road Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: Yellow Brick Road Holdings Limited
- Ticker: YBR
- Exchange: ASX
- Founded: 2007
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: AU$28.212m
- Shares outstanding: 324.28m
- Website: https://www.ybr.com.au
Number of Employees
- Yellow Brick Road Holdings Limited
- 1 Chifley Square
- Level 11
- New South Wales
Yellow Brick Road Holdings Limited provides lending services in Australia. It offers mortgage broking, aggregation, and management services; investment and wealth management services; and general insurance...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/07 08:38|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.