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RMC logo

Resimac Group ASX:RMC Stock Report

Last Price

AU$0.85

Market Cap

AU$336.2m

7D

0%

1Y

-10.1%

Updated

05 Jun, 2025

Data

Company Financials +

Resimac Group (RMC) Stock Overview

Provides residential mortgage and asset finance lending products in Australia and New Zealand. More details

RMC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth5/6
Past Performance1/6
Financial Health3/6
Dividends2/6

RMC Community Fair Values

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Resimac Group Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Resimac Group
Historical stock prices
Current Share PriceAU$0.85
52 Week HighAU$1.05
52 Week LowAU$0.79
Beta1.56
1 Month Change0%
3 Month Change-5.56%
1 Year Change-10.05%
3 Year Change-38.41%
5 Year Change-23.77%
Change since IPO93.18%

Recent News & Updates

Recent updates

author-image

Digital Transformation And Capital Redeployment Will Drive Future Profitability

Exiting the New Zealand market allows capital redeployment into high-return opportunities, potentially boosting ROI and net margins.

Many Still Looking Away From Resimac Group Limited (ASX:RMC)

Dec 02
Many Still Looking Away From Resimac Group Limited (ASX:RMC)

Here's Why I Think Resimac Group (ASX:RMC) Is An Interesting Stock

Dec 13
Here's Why I Think Resimac Group (ASX:RMC) Is An Interesting Stock

Resimac Group's (ASX:RMC) Upcoming Dividend Will Be Larger Than Last Year's

Sep 02
Resimac Group's (ASX:RMC) Upcoming Dividend Will Be Larger Than Last Year's

Is Resimac Group Limited (ASX:RMC) A Good Fit For Your Dividend Portfolio?

Apr 01
Is Resimac Group Limited (ASX:RMC) A Good Fit For Your Dividend Portfolio?

Is Now The Time To Put Resimac Group (ASX:RMC) On Your Watchlist?

Mar 06
Is Now The Time To Put Resimac Group (ASX:RMC) On Your Watchlist?

Shareholders of Resimac Group (ASX:RMC) Must Be Delighted With Their 355% Total Return

Feb 07
Shareholders of Resimac Group (ASX:RMC) Must Be Delighted With Their 355% Total Return

Do Insiders Own Lots Of Shares In Resimac Group Limited (ASX:RMC)?

Jan 10
Do Insiders Own Lots Of Shares In Resimac Group Limited (ASX:RMC)?

Here's What You Should Know About Resimac Group Limited's (ASX:RMC) 1.9% Dividend Yield

Dec 13
Here's What You Should Know About Resimac Group Limited's (ASX:RMC) 1.9% Dividend Yield

Did Business Growth Power Resimac Group's (ASX:RMC) Share Price Gain of 102%?

Aug 10
Did Business Growth Power Resimac Group's (ASX:RMC) Share Price Gain of 102%?

Here's Why I Think Resimac Group (ASX:RMC) Might Deserve Your Attention Today

Jul 13
Here's Why I Think Resimac Group (ASX:RMC) Might Deserve Your Attention Today

Do Insiders Own Shares In Resimac Group Ltd (ASX:RMC)?

Jun 16
Do Insiders Own Shares In Resimac Group Ltd (ASX:RMC)?

Shareholder Returns

RMCAU Diversified FinancialAU Market
7D0%6.5%1.8%
1Y-10.1%24.0%8.4%

Return vs Industry: RMC underperformed the Australian Diversified Financial industry which returned 24% over the past year.

Return vs Market: RMC underperformed the Australian Market which returned 8.4% over the past year.

Price Volatility

Is RMC's price volatile compared to industry and market?
RMC volatility
RMC Average Weekly Movement7.3%
Diversified Financial Industry Average Movement8.0%
Market Average Movement9.5%
10% most volatile stocks in AU Market17.7%
10% least volatile stocks in AU Market3.9%

Stable Share Price: RMC has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: RMC's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1985n/aSusan Wood-Hansenwww.resimac.com.au

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home and car loans.

Resimac Group Limited Fundamentals Summary

How do Resimac Group's earnings and revenue compare to its market cap?
RMC fundamental statistics
Market capAU$336.20m
Earnings (TTM)AU$27.85m
Revenue (TTM)AU$133.45m
12.1x
P/E Ratio
2.5x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RMC income statement (TTM)
RevenueAU$133.45m
Cost of RevenueAU$7.86m
Gross ProfitAU$125.59m
Other ExpensesAU$97.73m
EarningsAU$27.85m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.07
Gross Margin94.11%
Net Profit Margin20.87%
Debt/Equity Ratio3,525.2%

How did RMC perform over the long term?

See historical performance and comparison

Dividends

8.2%
Current Dividend Yield
100%
Payout Ratio

Does RMC pay a reliable dividends?

See RMC dividend history and benchmarks
When do you need to buy RMC by to receive an upcoming dividend?
Resimac Group dividend dates
Ex Dividend DateJun 05 2025
Dividend Pay DateJun 23 2025
Days until Ex dividend1 day
Days until Dividend pay date17 days

Does RMC pay a reliable dividends?

See RMC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/05 01:51
End of Day Share Price 2025/06/05 00:00
Earnings2024/12/31
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Resimac Group Limited is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Marcus BarnardBell Potter
Thomas StrongCitigroup Inc
Thomas StrongCitigroup Inc