Liberty Financial Group Limited engages in the financial services business in Australia and New Zealand. More Details
No risks detected for LFG from our risk checks.
Solid track record and slightly overvalued.
Share Price & News
How has Liberty Financial Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: LFG is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: Insufficient data to determine LFG's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how LFG performed against the Australian Mortgage industry.
Return vs Market: Insufficient data to determine how LFG performed against the Australian Market.
Long-Term Price Volatility Vs. Market
How volatile is Liberty Financial Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Liberty Financial Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: LFG (A$7.43) is trading below our estimate of fair value (A$9.06)
Significantly Below Fair Value: LFG is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: LFG is poor value based on its PE Ratio (15.7x) compared to the AU Mortgage industry average (13.4x).
PE vs Market: LFG is good value based on its PE Ratio (15.7x) compared to the Australian market (20.6x).
Price to Earnings Growth Ratio
PEG Ratio: LFG is poor value based on its PEG Ratio (2.7x)
Price to Book Ratio
PB vs Industry: LFG is overvalued based on its PB Ratio (2.2x) compared to the AU Mortgage industry average (1x).
How is Liberty Financial Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: LFG's forecast earnings growth (5.9% per year) is above the savings rate (1.9%).
Earnings vs Market: LFG's earnings (5.9% per year) are forecast to grow slower than the Australian market (14% per year).
High Growth Earnings: LFG's earnings are forecast to grow, but not significantly.
Revenue vs Market: LFG's revenue (14.7% per year) is forecast to grow faster than the Australian market (5.3% per year).
High Growth Revenue: LFG's revenue (14.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: LFG's Return on Equity is forecast to be low in 3 years time (15%).
How has Liberty Financial Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LFG has high quality earnings.
Growing Profit Margin: LFG's current net profit margins (26%) are higher than last year (17.9%).
Past Earnings Growth Analysis
Earnings Trend: LFG has become profitable over the past 5 years, growing earnings by 49.2% per year.
Accelerating Growth: LFG's earnings growth over the past year (79.5%) exceeds its 5-year average (49.2% per year).
Earnings vs Industry: LFG earnings growth over the past year (79.5%) exceeded the Mortgage industry 15.2%.
Return on Equity
High ROE: LFG's Return on Equity (14.2%) is considered low.
How is Liberty Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: LFG's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if LFG has a sufficient allowance for bad loans.
Low Risk Liabilities: LFG reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if LFG has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: LFG reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if LFG has an appropriate level of bad loans.
What is Liberty Financial Group current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate LFG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate LFG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if LFG's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if LFG's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of LFG's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Liberty Financial Group has no CEO, or we have no data on them.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: LFG only recently listed within the past 12 months.
Liberty Financial Group Limited's company bio, employee growth, exchange listings and data sources
- Name: Liberty Financial Group Limited
- Ticker: LFG
- Exchange: ASX
- Founded: 1997
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: AU$2.247b
- Shares outstanding: 303.60m
- Website: https://www.liberty.com.au
Number of Employees
- Liberty Financial Group Limited
- 535 Bourke Street
- Level 16
Liberty Financial Group Limited engages in the financial services business in Australia and New Zealand. The company offers residential mortgages; motor finance, commercial finance, business financing, SMS...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/07 08:21|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.