Temenos (TEMN) Stock Overview
Develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
TEMN Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
ZenaTech: A big bet on the rise of AI drones and drones-as-a-service
Key Takeaways ZenaTech is focusing its efforts into building AI drones, combining Drone as a Service, SaaS, and AI as its key revenue drivers. Previously building software for agriculture, ZenaTech has shifted rapidly toward drone services, now driving ~70% of revenue after recent acquisitions.Read more
Temenos AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 76.05 |
| 52 Week High | CHF 92.35 |
| 52 Week Low | CHF 67.30 |
| Beta | 0.56 |
| 1 Month Change | -8.26% |
| 3 Month Change | -16.06% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 10.70% |
Recent News & Updates
Recent updates
Shareholder Returns
| TEMN | AT Software | AT Market | |
|---|---|---|---|
| 7D | 0.7% | -5.2% | 5.2% |
| 1Y | n/a | -36.3% | 44.2% |
Return vs Industry: Insufficient data to determine how TEMN performed against the Austrian Software industry.
Return vs Market: Insufficient data to determine how TEMN performed against the Austrian Market.
Price Volatility
| TEMN volatility | |
|---|---|
| TEMN Average Weekly Movement | 5.9% |
| Software Industry Average Movement | 6.6% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in AT Market | 7.4% |
| 10% least volatile stocks in AT Market | 2.5% |
Stable Share Price: TEMN has not had significant price volatility in the past 3 months compared to the Austrian market.
Volatility Over Time: Insufficient data to determine TEMN's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 5,057 | Takis Spiliopoulos | www.temenos.com |
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group’s software solutions, including software development fees for requested functionality, as well as providing hosting and subscription arrangements.
Temenos AG Fundamentals Summary
| TEMN fundamental statistics | |
|---|---|
| Market cap | €5.01b |
| Earnings (TTM) | €239.24m |
| Revenue (TTM) | €930.04m |
Is TEMN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TEMN income statement (TTM) | |
|---|---|
| Revenue | US$1.09b |
| Cost of Revenue | US$287.14m |
| Gross Profit | US$803.69m |
| Other Expenses | US$523.09m |
| Earnings | US$280.61m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Apr 21, 2026
| Earnings per share (EPS) | 4.17 |
| Gross Margin | 73.68% |
| Net Profit Margin | 25.72% |
| Debt/Equity Ratio | 162.4% |
How did TEMN perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/10 13:30 |
| End of Day Share Price | 2026/04/10 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Temenos AG is covered by 30 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Sven Merkt | Barclays |