Zurich Insurance Group (ZURN) Stock Overview

Provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. More details

ZURN fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	6/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 47.6% below our estimate of its fair value

Earnings are forecast to grow 5.92% per year

Earnings grew by 33.6% over the past year

Pays a reliable dividend of 4.45%

Risk Analysis

No risks detected for ZURN from our risk checks.

ZURN Community Fair Values

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Zurich Insurance Group AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Zurich Insurance Group
Historical stock prices
Current Share Price	CHF 599.00
52 Week High	CHF 636.60
52 Week Low	CHF 582.60
Beta	0.57
1 Month Change	1.42%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-5.70%

Recent updates

Shareholder Returns

	ZURN	AT Insurance	AT Market
7D	0.8%	0.8%	-0.09%
1Y	n/a	30.5%	16.7%

Return vs Industry: Insufficient data to determine how ZURN performed against the Austrian Insurance industry.

Return vs Market: Insufficient data to determine how ZURN performed against the Austrian Market.

Price Volatility

Is ZURN's price volatile compared to industry and market?
ZURN volatility
ZURN Average Weekly Movement	2.0%
Insurance Industry Average Movement	3.0%
Market Average Movement	4.0%
10% most volatile stocks in AT Market	5.6%
10% least volatile stocks in AT Market	2.4%

Stable Share Price: ZURN has not had significant price volatility in the past 3 months compared to the Austrian market.

Volatility Over Time: Insufficient data to determine ZURN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1872	60,000	Mario Greco	www.zurich.com

Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products.

Zurich Insurance Group AG Fundamentals Summary

How do Zurich Insurance Group's earnings and revenue compare to its market cap?
ZURN fundamental statistics
Market cap	€85.38b
Earnings (TTM)	€5.00b
Revenue (TTM)	€59.13b

17.1x

P/E Ratio

1.4x

P/S Ratio

Is ZURN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ZURN income statement (TTM)
Revenue	US$68.72b
Cost of Revenue	US$53.49b
Gross Profit	US$15.23b
Other Expenses	US$9.42b
Earnings	US$5.81b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Aug 07, 2025

Earnings per share (EPS)	40.86
Gross Margin	22.16%
Net Profit Margin	8.46%
Debt/Equity Ratio	52.0%

How did ZURN perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

76%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/07/20 01:55
End of Day Share Price	2025/07/18 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Zurich Insurance Group AG is covered by 49 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Bischof	Baader Helvea Equity Research
Marco Cavalleri	Banca Akros S.p.A. (ESN)
Claudia Gaspari	Barclays