Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide.
Undervalued established dividend payer.
Share Price & News
How has Allianz's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ALV's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: ALV matched the Austrian Insurance industry which returned -20.5% over the past year.
Return vs Market: ALV exceeded the Austrian Market which returned -28.3% over the past year.
Price Volatility Vs. Market
How volatile is Allianz's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Allianz undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ALV (€156.9) is trading below our estimate of fair value (€467.58)
Significantly Below Fair Value: ALV is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: ALV is good value based on its PE Ratio (8.4x) compared to the Insurance industry average (9x).
PE vs Market: ALV is good value based on its PE Ratio (8.4x) compared to the Austrian market (11.7x).
Price to Earnings Growth Ratio
PEG Ratio: ALV is poor value based on its PEG Ratio (1.9x)
Price to Book Ratio
PB vs Industry: ALV is good value based on its PB Ratio (0.9x) compared to the XE Insurance industry average (0.9x).
How is Allianz forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ALV's forecast earnings growth (4.3% per year) is above the savings rate (-0.1%).
Earnings vs Market: ALV's earnings (4.3% per year) are forecast to grow slower than the Austrian market (11.3% per year).
High Growth Earnings: ALV's earnings are forecast to grow, but not significantly.
Revenue vs Market: ALV's revenue (9.9% per year) is forecast to grow faster than the Austrian market (2% per year).
High Growth Revenue: ALV's revenue (9.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ALV's Return on Equity is forecast to be low in 3 years time (12.2%).
How has Allianz performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ALV has high quality earnings.
Growing Profit Margin: ALV's current net profit margins (7%) are lower than last year (7.3%).
Past Earnings Growth Analysis
Earnings Trend: ALV's earnings have grown by 4.2% per year over the past 5 years.
Accelerating Growth: ALV's earnings growth over the past year (6.1%) exceeds its 5-year average (4.2% per year).
Earnings vs Industry: ALV earnings growth over the past year (6.1%) underperformed the Insurance industry 9.5%.
Return on Equity
High ROE: ALV's Return on Equity (10.7%) is considered low.
How is Allianz's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: ALV has a low level of unsold assets or inventory.
Debt Coverage by Assets: ALV's debt is covered by short term assets (assets are 2.4x debt).
Financial Institutions Analysis
Asset Level: ALV's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if ALV has a sufficient allowance for bad loans.
Low Risk Liabilities: ALV reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if ALV has an acceptable proportion of non-loan assets held.
Low Risk Deposits: ALV has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if ALV has an appropriate level of bad loans.
What is Allianz's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: ALV's dividend (6.08%) is higher than the bottom 25% of dividend payers in the Austrian market (1.89%).
High Dividend: ALV's dividend (6.08%) is low compared to the top 25% of dividend payers in the Austrian market (6.58%).
Stability and Growth of Payments
Stable Dividend: ALV's dividends per share have been stable in the past 10 years.
Growing Dividend: ALV's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (50.8%), ALV's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ALV's dividends in 3 years are forecast to be well covered by earnings (49.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Allianz has no CEO, or we have no data on them.
|Member of the Board of Management||no data||€4.09m||0.00040% €262.1k|
|COO & Member of Management Board||10.5yrs||€3.65m||0.00040% €262.1k|
|Member of Management Board||5.17yrs||€3.95m||0.00040% €262.1k|
|Member of the Board of Management||2.17yrs||€3.77m||0.00040% €262.1k|
|Member of Management Board||3.67yrs||€3.79m||0.00040% €262.1k|
|Member of Management Board||3.17yrs||€3.86m||0.00040% €262.1k|
|Members of the Management Board||no data||€2.88m||no data|
|Chief Human Resources||0.17yr||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|Head of Business Transformation||1.5yrs||no data||no data|
Experienced Management: ALV's management team is considered experienced (3.2 years average tenure).
|Member of International Advisory Board||10.17yrs||€140.50k||no data|
|Independent Chairman of Supervisory Board||2.83yrs||€484.00k||no data|
|no data||€2.02m||no data|
|Independent Member of Supervisory Board||7.58yrs||€156.00k||no data|
|Independent Member of Supervisory Board & Member of Advisory Board||14.17yrs||€182.00k||no data|
|Independent Vice Chairman of Supervisory Board||2.83yrs||€268.50k||no data|
|Independent Member of Supervisory Board||2.83yrs||€156.00k||no data|
|Independent Member of Supervisory Board||3.83yrs||€283.00k||no data|
|Independent Member of Supervisory Board||7.83yrs||€202.80k||no data|
|Independent Member of Supervisory Board||4.58yrs||€181.00k||no data|
Experienced Board: ALV's board of directors are considered experienced (4.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Allianz SE's company bio, employee growth, exchange listings and data sources
- Name: Allianz SE
- Ticker: ALV
- Exchange: WBAG
- Founded: 1890
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: €65.533b
- Shares outstanding: 414.87m
- Website: https://www.allianz.com
Number of Employees
- Allianz SE
- Königinstrasse 28
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ALIZ.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||Jan 1992|
|0M6S||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||EUR||Jan 1992|
|ALV||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Jan 1992|
|322646||SWX (SIX Swiss Exchange)||Yes||Ordinary Shares||CH||EUR||Jan 1992|
|ALV||BIT (Borsa Italiana)||Yes||Ordinary Shares||IT||EUR||Jan 1992|
|ALV||XTRA (XETRA Trading Platform)||Yes||Ordinary Shares||DE||EUR||Jan 1992|
|ALVD||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||EUR||Jan 1992|
|ALV N||BMV (Bolsa Mexicana de Valores)||Yes||Ordinary Shares||MX||MXN||Jan 1992|
|ALV||WBAG (Wiener Boerse AG)||Yes||Ordinary Shares||AT||EUR||Jan 1992|
|ALLIANZ||BUSE (Budapest Stock Exchange)||Yes||Ordinary Shares||HU||HUF||Jan 1992|
|ALVB||DB (Deutsche Boerse AG)||NPV(REGD)(VINKULIERT)(NEW)||DE||EUR||Dec 2019|
|ALIZ.Y||OTCPK (Pink Sheets LLC)||UNSPON ADS EACH REP 1/10 ORD SHARES||US||USD||Jan 2020|
|ALVE||DB (Deutsche Boerse AG)||UNSPON ADS EACH REP 1/10 ORD SHARES||DE||EUR||Jan 2020|
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel insurance products to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private health, supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, as well as alternative products; and investment management services. Its Corporate and Other segment provides various banking products for corporate and retail clients; and alternative investment management services in the private equity, real estate, renewable energy, and infrastructure sectors. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/26 23:55|
|End of Day Share Price||2020/03/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.