Aareal Bank Past Earnings Performance

Past criteria checks 4/6

Aareal Bank's earnings have been declining at an average annual rate of -18.2%, while the Diversified Financial industry saw earnings growing at 19.2% annually. Revenues have been growing at an average rate of 1.1% per year. Aareal Bank's return on equity is 4.7%, and it has net margins of 17.3%.

Key information

-18.2%

Earnings growth rate

-18.2%

EPS growth rate

Diversified Financial Industry Growth14.6%
Revenue growth rate1.1%
Return on equity4.7%
Net Margin17.3%
Next Earnings Update09 Nov 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Aareal Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

WBAG:ARL Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 238451466180
31 Mar 238841706170
31 Dec 228091385710
30 Sep 22744985580
30 Jun 22723795550
31 Mar 22695525310
31 Dec 21696535280
30 Sep 21560-495100
30 Jun 21512-734990
31 Mar 21459-764900
31 Dec 20413-904690
30 Sep 20568414590
30 Jun 20620804590
31 Mar 206881124620
31 Dec 197371454770
30 Sep 197761944880
30 Jun 197722044810
31 Mar 197522044780
31 Dec 187532084620
30 Sep 187111654670
30 Jun 187341714800
31 Mar 187491965000
31 Dec 177651915110
30 Sep 178421805060
30 Jun 178431755130
31 Mar 179241865280
31 Dec 169521995350
30 Sep 169002265550
30 Jun 169162315750
31 Mar 168543545670
31 Dec 158223395530
30 Sep 158293125290
30 Jun 157923024910
31 Mar 157691404690
31 Dec 147182924390
30 Sep 146562954150
30 Jun 146242824000
31 Mar 145822743760
31 Dec 135751173660
30 Sep 135691043640
30 Jun 135571033600
31 Mar 135541063590
31 Dec 125441053580

Quality Earnings: ARL has high quality earnings.

Growing Profit Margin: ARL's current net profit margins (17.3%) are higher than last year (10.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ARL's earnings have declined by 18.2% per year over the past 5 years.

Accelerating Growth: ARL's earnings growth over the past year (84.8%) exceeds its 5-year average (-18.2% per year).

Earnings vs Industry: ARL earnings growth over the past year (84.8%) exceeded the Diversified Financial industry 4%.


Return on Equity

High ROE: ARL's Return on Equity (4.7%) is considered low.


Return on Assets


Return on Capital Employed


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