Aareal Bank Balance Sheet Health
Financial Health criteria checks 2/6
Aareal Bank has total assets of €49.0B and total equity of €3.3B. Total deposits are €12.4B, and total loans are €31.9B.
Key information
14.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €12.36b |
Loan to deposit ratio | High |
Bad loans | 3.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €2.15b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARL's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: ARL has a low allowance for bad loans (30%).
Low Risk Liabilities: 73% of ARL's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ARL has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: ARL's Loans to Deposits ratio (258%) is high.
Level of Bad Loans: ARL has a high level of bad loans (3.8%).