BPER Banca Past Earnings Performance
Past criteria checks 2/6
BPER Banca has been growing earnings at an average annual rate of 35.7%, while the Banks industry saw earnings growing at 10% annually. Revenues have been growing at an average rate of 25% per year. BPER Banca's return on equity is 16.2%, and it has net margins of 30.6%.
Key information
35.7%
Earnings growth rate
8.2%
EPS growth rate
| Banks Industry Growth | 4.6% |
| Revenue growth rate | 25.0% |
| Return on equity | 16.2% |
| Net Margin | 30.6% |
| Next Earnings Update | 08 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How BPER Banca makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 4,958 | 1,519 | 3,418 | 0 |
| 30 Sep 23 | 4,797 | 1,070 | 2,656 | 0 |
| 30 Jun 23 | 4,407 | 769 | 2,778 | 0 |
| 31 Mar 23 | 4,008 | 1,627 | 2,716 | 0 |
| 31 Dec 22 | 3,636 | 1,449 | 2,585 | 0 |
| 30 Sep 22 | 3,227 | 1,405 | 2,728 | 0 |
| 30 Jun 22 | 3,088 | 1,408 | 2,446 | 0 |
| 31 Mar 22 | 2,970 | 238 | 2,423 | 0 |
| 31 Dec 21 | 2,526 | 525 | 2,374 | 0 |
| 30 Sep 21 | 2,268 | 624 | 2,004 | 0 |
| 30 Jun 21 | 2,047 | 636 | 1,825 | 0 |
| 31 Mar 21 | 1,811 | 631 | 1,672 | 0 |
| 31 Dec 20 | 1,923 | 237 | 1,566 | 0 |
| 30 Sep 20 | 1,898 | 56 | 1,710 | 0 |
| 30 Jun 20 | 1,848 | 382 | 1,732 | 0 |
| 31 Mar 20 | 1,801 | 338 | 1,681 | 0 |
| 31 Dec 19 | 1,774 | 380 | 1,606 | 0 |
| 30 Sep 19 | 1,631 | 567 | 1,392 | 0 |
| 30 Jun 19 | 1,571 | 195 | 1,317 | 0 |
| 31 Mar 19 | 1,604 | 199 | 1,333 | 0 |
| 31 Dec 18 | 1,810 | 402 | 1,325 | 0 |
| 30 Sep 18 | 1,852 | 386 | 1,307 | 0 |
| 30 Jun 18 | 1,805 | 365 | 1,303 | 0 |
| 31 Mar 18 | 1,621 | 413 | 1,216 | 0 |
| 31 Dec 17 | 1,340 | 176 | 1,234 | 0 |
| 30 Sep 17 | 1,209 | 62 | 1,217 | 0 |
| 30 Jun 17 | 1,199 | 69 | 1,196 | 0 |
| 31 Mar 17 | 1,309 | -2 | 1,258 | 0 |
| 31 Dec 16 | 1,342 | 14 | 1,223 | 0 |
| 30 Sep 16 | 1,566 | 239 | 1,116 | 0 |
| 30 Jun 16 | 1,575 | 212 | 1,094 | 0 |
| 31 Mar 16 | 1,574 | 206 | 1,122 | 0 |
| 31 Dec 15 | 1,587 | 221 | 1,056 | 0 |
| 30 Sep 15 | 1,377 | 37 | 1,165 | 0 |
| 30 Jun 15 | 1,356 | 52 | 1,168 | 0 |
| 31 Mar 15 | 1,349 | 32 | 1,174 | 0 |
| 31 Dec 14 | 1,311 | 15 | 1,176 | 0 |
| 30 Sep 14 | 1,351 | 53 | 1,162 | 0 |
| 30 Jun 14 | 1,367 | 63 | 1,211 | 0 |
| 31 Mar 14 | 1,318 | 21 | 1,176 | 0 |
| 31 Dec 13 | 1,303 | 5 | 1,173 | 0 |
| 30 Sep 13 | 1,023 | -139 | 1,154 | 0 |
| 30 Jun 13 | 1,058 | -116 | 1,104 | 0 |
Quality Earnings: BPE has high quality earnings.
Growing Profit Margin: BPE's current net profit margins (30.6%) are lower than last year (39.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BPE's earnings have grown significantly by 35.7% per year over the past 5 years.
Accelerating Growth: BPE's earnings growth over the past year (4.9%) is below its 5-year average (35.7% per year).
Earnings vs Industry: BPE earnings growth over the past year (4.9%) did not outperform the Banks industry 59.9%.
Return on Equity
High ROE: BPE's Return on Equity (16.2%) is considered low.