BPER Banca Balance Sheet Health

Financial Health criteria checks 4/6

BPER Banca has total assets of €139.4B and total equity of €10.4B. Total deposits are €97.9B, and total loans are €103.1B.

Key information

13.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€97.93b

Loan to deposit ratio

Appropriate

Bad loans

2.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€10.59b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BPE's Assets to Equity ratio (13.4x) is moderate.

Allowance for Bad Loans: BPE has a low allowance for bad loans (88%).

Low Risk Liabilities: 76% of BPE's liabilities are made up of primarily low risk sources of funding.

Loan Level: BPE has an appropriate level of Loans to Assets ratio (74%).

Low Risk Deposits: BPE's Loans to Deposits ratio (105%) is appropriate.

Level of Bad Loans: BPE has a high level of bad loans (2.4%).


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