Upstart Holdings Management
Management criteria checks 2/4
Upstart Holdings' CEO is Paul Gu, appointed in May 2026, has a tenure of less than a year. total yearly compensation is $4.85M, comprised of 9.9% salary and 90.1% bonuses, including company stock and options. directly owns 1.26% of the company’s shares, worth $37.29M. The average tenure of the management team and the board of directors is 0.3 years and 6.5 years respectively.
Key information
Paul Gu
Chief executive officer
US$4.8m
Total compensation
| CEO salary percentage | 9.94% |
| CEO tenure | less than a year |
| CEO ownership | 1.3% |
| Management average tenure | less than a year |
| Board average tenure | 6.5yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$49m |
| Dec 31 2025 | US$5m | US$482k | US$54m |
| Sep 30 2025 | n/a | n/a | US$32m |
| Jun 30 2025 | n/a | n/a | -US$6m |
| Mar 31 2025 | n/a | n/a | -US$66m |
| Dec 31 2024 | US$4m | US$448k | -US$129m |
| Sep 30 2024 | n/a | n/a | -US$168m |
| Jun 30 2024 | n/a | n/a | -US$202m |
| Mar 31 2024 | n/a | n/a | -US$175m |
| Dec 31 2023 | US$6m | US$391k | -US$240m |
| Sep 30 2023 | n/a | n/a | -US$253m |
| Jun 30 2023 | n/a | n/a | -US$269m |
| Mar 31 2023 | n/a | n/a | -US$271m |
| Dec 31 2022 | US$52m | US$81k | -US$109m |
| Sep 30 2022 | n/a | n/a | US$6m |
| Jun 30 2022 | n/a | n/a | US$91m |
| Mar 31 2022 | n/a | n/a | US$158m |
| Dec 31 2021 | US$8m | US$409k | US$135m |
| Sep 30 2021 | n/a | n/a | US$76m |
| Jun 30 2021 | n/a | n/a | US$49m |
| Mar 31 2021 | n/a | n/a | US$9m |
| Dec 31 2020 | US$2m | US$390k | US$0 |
| Sep 30 2020 | n/a | n/a | US$6m |
| Dec 31 2019 | US$800k | US$270k | -US$466k |
Compensation vs Market: Paul's total compensation ($USD4.85M) is above average for companies of similar size in the AR market ($USD1.02M).
Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.
CEO
Paul Gu (35 yo)
Mr. Paul Gu is Organizer of Upstart Bank, National Association. He is Co-Founder & Director of Upstart Network, Inc from July 2022 and serves as its CEO and was its CTO from July 2022. Mr. Gu was Co-Founde...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Executive Chairman & Special Advisor | 14.4yrs | US$9.67m | 12.27% $ 364.1m | |
| CEO & Director | less than a year | US$4.85m | 1.26% $ 37.3m | |
| Chief Legal Officer & Corporate Secretary | 3.5yrs | US$2.75m | 0.056% $ 1.7m | |
| President of Capital & Enterprise | less than a year | US$4.83m | 0.20% $ 6.0m | |
| Chief Financial Officer | less than a year | no data | 0.17% $ 5.0m | |
| Chief Accounting Officer | no data | no data | 0.026% $ 775.0k | |
| Chief Technology Officer | less than a year | no data | no data | |
| Head of Investor Relations | no data | no data | no data | |
| Chief Compliance Officer & Chief Risk Officer | no data | no data | no data | |
| Chief Marketing Officer | no data | no data | no data | |
| Chief People Officer | no data | no data | no data | |
| Senior Director of Treasury | no data | no data | no data |
Experienced Management: UPSTD's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Executive Chairman & Special Advisor | 14.4yrs | US$9.67m | 12.27% $ 364.1m | |
| CEO & Director | 11.2yrs | US$4.85m | 1.26% $ 37.3m | |
| Independent Director | 1.3yrs | US$339.58k | 0.0043% $ 126.4k | |
| Independent Director | 5yrs | US$275.90k | 0.026% $ 786.0k | |
| Independent Director | 7.3yrs | US$260.61k | 0.032% $ 959.5k | |
| Independent Director | 6.5yrs | US$286.75k | 0.032% $ 950.9k | |
| Director | less than a year | no data | no data | |
| Lead Independent Director | 5.3yrs | US$314.43k | 0.031% $ 921.0k | |
| Independent Director | 8.2yrs | US$304.78k | 0.034% $ 1.0m |
Experienced Board: UPSTD's board of directors are considered experienced (6.5 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/09 05:53 |
| End of Day Share Price | 2026/06/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Upstart Holdings, Inc. is covered by 16 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ramsey El-Assal | Barclays |
| Mihir Bhatia | BofA Global Research |
| Harold Goetsch | B. Riley Securities, Inc. |