Upstart Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Upstart Holdings has a total shareholder equity of $612.8M and total debt of $1.1B, which brings its debt-to-equity ratio to 185.1%. Its total assets and total liabilities are $1.9B and $1.3B respectively.
Key information
185.1%
Debt to equity ratio
US$1.13b
Debt
Interest coverage ratio | n/a |
Cash | US$300.53m |
Equity | US$612.80m |
Total liabilities | US$1.31b |
Total assets | US$1.93b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: UPSTD's short term assets ($1.5B) exceed its short term liabilities ($62.5M).
Long Term Liabilities: UPSTD's short term assets ($1.5B) exceed its long term liabilities ($1.3B).
Debt to Equity History and Analysis
Debt Level: UPSTD's net debt to equity ratio (136.1%) is considered high.
Reducing Debt: UPSTD's debt to equity ratio has reduced from 423.5% to 185.1% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: UPSTD has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if UPSTD has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.