Upstart Holdings Future Growth
Future criteria checks 3/6
Upstart Holdings is forecast to grow earnings and revenue by 67.3% and 20.3% per annum respectively. EPS is expected to grow by 68.9% per annum. Return on equity is forecast to be 21.5% in 3 years.
Key information
67.3%
Earnings growth rate
68.9%
EPS growth rate
| Consumer Finance earnings growth | 0% |
| Revenue growth rate | 20.3% |
| Future return on equity | 21.5% |
| Analyst coverage | Good |
| Last updated | 25 Nov 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 977 | -8 | -14 | 2 | 10 |
| 12/31/2025 | 813 | -91 | -5 | 7 | 13 |
| 12/31/2024 | 599 | -167 | 252 | 256 | 12 |
| 9/30/2024 | 605 | -168 | 95 | 103 | N/A |
| 6/30/2024 | 576 | -202 | -193 | -184 | N/A |
| 3/31/2024 | 577 | -175 | -41 | -32 | N/A |
| 12/31/2023 | 548 | -240 | -173 | -160 | N/A |
| 9/30/2023 | 546 | -253 | -234 | -219 | N/A |
| 6/30/2023 | 562 | -269 | -231 | -213 | N/A |
| 3/31/2023 | 652 | -271 | -507 | -484 | N/A |
| 12/31/2022 | 853 | -109 | -698 | -675 | N/A |
| 9/30/2022 | 1,007 | 6 | -457 | -433 | N/A |
| 6/30/2022 | 1,076 | 91 | -311 | -288 | N/A |
| 3/31/2022 | 1,041 | 158 | -161 | -142 | N/A |
| 12/31/2021 | 852 | 135 | 153 | 168 | N/A |
| 9/30/2021 | 634 | 76 | 237 | 248 | N/A |
| 6/30/2021 | 472 | 49 | 215 | 222 | N/A |
| 3/31/2021 | 297 | 9 | 140 | 145 | N/A |
| 12/31/2020 | 241 | N/A | 10 | 16 | N/A |
| 9/30/2020 | 221 | 6 | -51 | -42 | N/A |
| 12/31/2019 | 191 | 0 | 26 | 32 | N/A |
| 12/31/2018 | 126 | -12 | 49 | 50 | N/A |
| 12/31/2017 | 67 | -8 | N/A | 10 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UPSTD is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: UPSTD is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: UPSTD is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: UPSTD's revenue (20.3% per year) is forecast to grow faster than the AR market (12.7% per year).
High Growth Revenue: UPSTD's revenue (20.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UPSTD's Return on Equity is forecast to be high in 3 years time (21.5%)