Union Insurance Company P.J.S.C Past Earnings Performance
Past criteria checks 2/6
Union Insurance Company P.J.S.C's earnings have been declining at an average annual rate of -15.9%, while the Insurance industry saw earnings declining at 2.9% annually. Revenues have been declining at an average rate of 13.3% per year. Union Insurance Company P.J.S.C's return on equity is 7.9%, and it has net margins of 6.7%.
Key information
-15.9%
Earnings growth rate
-15.9%
EPS growth rate
| Insurance Industry Growth | 3.0% |
| Revenue growth rate | -13.3% |
| Return on equity | 7.9% |
| Net Margin | 6.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Union Insurance Company P.J.S.C.'s (ADX:UNION) Shares Climb 32% But Its Business Is Yet to Catch Up
May 03
Market Might Still Lack Some Conviction On Union Insurance Company P.J.S.C. (ADX:UNION) Even After 30% Share Price Boost
Dec 31Here's Why Union Insurance Company P.J.S.C (ADX:UNION) Has Caught The Eye Of Investors
Aug 19Union Insurance Company P.J.S.C.'s (ADX:UNION) Share Price Could Signal Some Risk
Mar 14What Type Of Returns Would Union Insurance Company P.J.S.C's(ADX:UNION) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Dec 28Revenue & Expenses Breakdown
How Union Insurance Company P.J.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 271 | 18 | 0 | 0 |
| 30 Jun 24 | 277 | -3 | 0 | 0 |
| 31 Mar 24 | 272 | -2 | 0 | 0 |
| 31 Dec 23 | 267 | -2 | 0 | 0 |
| 30 Sep 23 | 246 | -26 | 0 | 0 |
| 30 Jun 23 | 263 | -2 | 0 | 0 |
| 31 Mar 23 | 283 | 4 | 0 | 0 |
| 31 Dec 22 | 306 | 3 | 0 | 0 |
| 30 Sep 22 | 346 | 21 | 26 | 0 |
| 30 Jun 22 | 355 | 7 | 51 | 0 |
| 31 Mar 22 | 377 | 15 | 74 | 0 |
| 31 Dec 21 | 397 | 13 | 99 | 0 |
| 30 Sep 21 | 413 | 21 | 117 | 0 |
| 30 Jun 21 | 421 | 29 | 116 | 0 |
| 31 Mar 21 | 427 | 28 | 119 | 0 |
| 31 Dec 20 | 401 | -4 | 120 | 0 |
| 30 Sep 20 | 400 | -6 | 99 | 0 |
| 30 Jun 20 | 413 | -8 | 99 | 0 |
| 31 Mar 20 | 441 | -13 | 99 | 0 |
| 31 Dec 19 | 491 | 21 | 96 | 0 |
| 30 Sep 19 | 489 | 17 | 93 | 0 |
| 30 Jun 19 | 502 | 17 | 92 | 0 |
| 31 Mar 19 | 488 | 13 | 92 | 0 |
| 31 Dec 18 | 492 | 6 | 89 | 0 |
| 30 Sep 18 | 533 | 18 | 83 | 0 |
| 30 Jun 18 | 543 | 19 | 90 | 0 |
| 31 Mar 18 | 551 | 20 | 89 | 0 |
| 31 Dec 17 | 537 | 10 | 90 | 0 |
| 30 Sep 17 | 498 | 9 | 96 | 0 |
| 30 Jun 17 | 463 | -3 | 87 | 0 |
| 31 Mar 17 | 429 | -11 | 85 | 0 |
| 31 Dec 16 | 416 | -10 | 84 | 0 |
| 30 Sep 16 | 396 | -16 | 88 | 0 |
| 30 Jun 16 | 374 | -6 | 87 | 0 |
| 31 Mar 16 | 359 | 6 | 82 | 0 |
| 31 Dec 15 | 309 | -7 | 79 | 0 |
| 30 Sep 15 | 273 | -3 | 65 | 0 |
| 30 Jun 15 | 275 | 13 | 66 | 0 |
| 31 Mar 15 | 208 | -33 | 66 | 0 |
| 31 Dec 14 | 244 | 44 | 63 | 0 |
| 30 Sep 14 | 275 | 83 | 67 | 0 |
| 30 Jun 14 | 237 | 69 | 61 | 0 |
| 31 Mar 14 | 284 | 124 | 57 | 0 |
| 31 Dec 13 | 240 | 67 | 56 | 0 |
Quality Earnings: UNION has high quality earnings.
Growing Profit Margin: UNION became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNION's earnings have declined by 15.9% per year over the past 5 years.
Accelerating Growth: UNION has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: UNION has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (2.1%).
Return on Equity
High ROE: UNION's Return on Equity (7.9%) is considered low.