Union Insurance Company P.J.S.C.

ADX:UNION Stock Report

Market Cap: د.إ201.9m

Union Insurance Company P.J.S.C Past Earnings Performance

Past criteria checks 2/6

Union Insurance Company P.J.S.C's earnings have been declining at an average annual rate of -15.9%, while the Insurance industry saw earnings declining at 3% annually. Revenues have been declining at an average rate of 13.3% per year. Union Insurance Company P.J.S.C's return on equity is 7.9%, and it has net margins of 6.7%.

Key information

-15.9%

Earnings growth rate

-15.9%

EPS growth rate

Insurance Industry Growth3.0%
Revenue growth rate-13.3%
Return on equity7.9%
Net Margin6.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Union Insurance Company P.J.S.C.'s (ADX:UNION) Shares Climb 32% But Its Business Is Yet to Catch Up

May 03
Union Insurance Company P.J.S.C.'s (ADX:UNION) Shares Climb 32% But Its Business Is Yet to Catch Up

Market Might Still Lack Some Conviction On Union Insurance Company P.J.S.C. (ADX:UNION) Even After 30% Share Price Boost

Dec 31
Market Might Still Lack Some Conviction On Union Insurance Company P.J.S.C. (ADX:UNION) Even After 30% Share Price Boost

Here's Why Union Insurance Company P.J.S.C (ADX:UNION) Has Caught The Eye Of Investors

Aug 19
Here's Why Union Insurance Company P.J.S.C (ADX:UNION) Has Caught The Eye Of Investors

Union Insurance Company P.J.S.C.'s (ADX:UNION) Share Price Could Signal Some Risk

Mar 14
Union Insurance Company P.J.S.C.'s (ADX:UNION) Share Price Could Signal Some Risk

What Type Of Returns Would Union Insurance Company P.J.S.C's(ADX:UNION) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Dec 28
What Type Of Returns Would Union Insurance Company P.J.S.C's(ADX:UNION) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Revenue & Expenses Breakdown

How Union Insurance Company P.J.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ADX:UNION Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242711800
30 Jun 24277-300
31 Mar 24272-200
31 Dec 23267-200
30 Sep 23246-2600
30 Jun 23263-200
31 Mar 23283400
31 Dec 22306300
30 Sep 2234621260
30 Jun 223557510
31 Mar 2237715740
31 Dec 2139713990
30 Sep 21413211170
30 Jun 21421291160
31 Mar 21427281190
31 Dec 20401-41200
30 Sep 20400-6990
30 Jun 20413-8990
31 Mar 20441-13990
31 Dec 1949121960
30 Sep 1948917930
30 Jun 1950217920
31 Mar 1948813920
31 Dec 184926890
30 Sep 1853318830
30 Jun 1854319900
31 Mar 1855120890
31 Dec 1753710900
30 Sep 174989960
30 Jun 17463-3870
31 Mar 17429-11850
31 Dec 16416-10840
30 Sep 16396-16880
30 Jun 16374-6870
31 Mar 163596820
31 Dec 15309-7790
30 Sep 15273-3650
30 Jun 1527513660
31 Mar 15208-33660
31 Dec 1424444630
30 Sep 1427583670
30 Jun 1423769610
31 Mar 14284124570
31 Dec 1324067560

Quality Earnings: UNION has high quality earnings.

Growing Profit Margin: UNION became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UNION's earnings have declined by 15.9% per year over the past 5 years.

Accelerating Growth: UNION has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: UNION has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (2.1%).

Return on Equity

High ROE: UNION's Return on Equity (7.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 13:44
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Union Insurance Company P.J.S.C. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution