Middle Eastern Penny Stocks With Market Caps Over US$40M

Simply Wall St

The Middle Eastern stock markets have recently been subdued, largely influenced by softer global oil prices, which are a key catalyst for the region's financial landscape. Despite these broader market conditions, there remain opportunities within the penny stock segment—a term that may seem outdated but still points to smaller or less-established companies with potential value. By focusing on stocks with strong financial health and clear growth prospects, investors can uncover promising opportunities in this niche area of investment.

Top 10 Penny Stocks In The Middle East

NameShare PriceMarket CapRewards & Risks
Thob Al Aseel (SASE:4012)SAR3.49SAR1.4B✅ 2 ⚠️ 1 View Analysis >
Alarum Technologies (TASE:ALAR)₪4.616₪330.94M✅ 3 ⚠️ 1 View Analysis >
E7 Group PJSC (ADX:E7)AED1.05AED2.08B✅ 5 ⚠️ 3 View Analysis >
Sharjah Insurance Company P.S.C (ADX:SICO)AED1.49AED225M✅ 2 ⚠️ 3 View Analysis >
Al Wathba National Insurance Company PJSC (ADX:AWNIC)AED3.50AED724.5M✅ 2 ⚠️ 3 View Analysis >
Dubai National Insurance & Reinsurance (P.S.C.) (DFM:DNIR)AED3.30AED377.69M✅ 2 ⚠️ 4 View Analysis >
Dubai Investments PJSC (DFM:DIC)AED3.23AED13.73B✅ 3 ⚠️ 3 View Analysis >
Union Properties (DFM:UPP)AED0.814AED2.32B✅ 2 ⚠️ 2 View Analysis >
Sharjah Cement and Industrial Development (PJSC) (ADX:SCIDC)AED0.805AED500.59M✅ 2 ⚠️ 2 View Analysis >
Tgi Infrastructures (TASE:TGI)₪2.66₪208.81M✅ 2 ⚠️ 2 View Analysis >

Click here to see the full list of 82 stocks from our Middle Eastern Penny Stocks screener.

Let's explore several standout options from the results in the screener.

Finance House P.J.S.C (ADX:FH)

Simply Wall St Financial Health Rating: ★★★★☆☆

Overview: Finance House P.J.S.C. operates in the United Arab Emirates, offering investment, consumer and commercial financing services with a market cap of AED593.06 million.

Operations: The company's revenue is primarily derived from commercial and retail financing (AED111.32 million) and investment activities (AED4.89 million).

Market Cap: AED593.06M

Finance House P.J.S.C. has demonstrated financial stability with short-term assets of AED3.1 billion exceeding both short and long-term liabilities, indicating robust liquidity management. The company's debt is well-covered by operating cash flow, and its net debt to equity ratio of 38.6% is satisfactory. Despite a low return on equity at 3.7%, Finance House has become profitable recently, marking a significant turnaround in earnings growth over the past five years at an impressive annual rate of 36.6%. The experienced management team further strengthens its operational credibility amidst recent amendments to its Articles of Association for enhanced governance flexibility.

ADX:FH Debt to Equity History and Analysis as at Nov 2025

Hily Holding PJSC (ADX:HH)

Simply Wall St Financial Health Rating: ★★★★☆☆

Overview: Hily Holding PJSC, along with its subsidiaries, manages securities portfolios across the United Arab Emirates, the Kingdom of Saudi Arabia, Kuwait, and Bahrain, with a market cap of AED300 million.

Operations: The company's revenue is derived from trading (AED51.33 million), investment in properties (AED23.38 million), freight forwarding and storage (AED15.78 million), and investment in financial securities (AED65.01 million).

Market Cap: AED300M

Hily Holding PJSC has shown significant earnings growth of 221.6% over the past year, surpassing industry averages. Despite this growth, the company faces challenges with a low return on equity at 5.6%, and its interest payments are not well covered by EBIT, indicating potential financial strain. The board is relatively inexperienced with an average tenure of 1.6 years, which may impact strategic direction. However, Hily's short-term assets significantly exceed both short and long-term liabilities, providing a cushion against financial instability. The stock's price-to-earnings ratio of 8x suggests it could be undervalued compared to the market average.

ADX:HH Debt to Equity History and Analysis as at Nov 2025

Watania International Holding PJSC (DFM:WATANIA)

Simply Wall St Financial Health Rating: ★★★★☆☆

Overview: Watania International Holding PJSC is an investment holding company that operates as a takaful provider in the United Arab Emirates, with a market cap of AED173.16 million.

Operations: The company's revenue is primarily derived from General Takaful at AED762.26 million, followed by Group Life (Employee Benefits) Takaful at AED117.94 million, Family Takaful at AED21.18 million, and Investments contributing AED5.92 million.

Market Cap: AED173.16M

Watania International Holding PJSC, with a market cap of AED173.16 million, operates primarily in General Takaful and has shown mixed financial performance. Despite having more cash than total debt and short-term assets exceeding liabilities, its net profit margins have declined to 1.3% from 2.6% last year, indicating profitability challenges. The company reported a Q2 net income increase to AED7.48 million but experienced overall earnings decline by 12% annually over five years. Interest payments are not well covered by EBIT, suggesting financial strain despite operating cash flow covering debt adequately at 28%. Management is seasoned with an average tenure of 7.9 years.

DFM:WATANIA Debt to Equity History and Analysis as at Nov 2025

Next Steps

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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