BMPS Share Price Performance
€7.40
0.28 (3.92%)
25.8% undervalued intrinsic discount
€9.96
Fair Value
Price €7.40
AnalystConsensusTarget €9.96
AnalystLowTarget €9.20
AnalystHighTarget €11.60
Fair Value€9.96
Share Pricen/a
Banca Monte dei Paschi di Siena S.p.A. Stock Price
- 3 Narratives written by author
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- 48 Fair Values set on narratives written by author
BMPS Community Narratives
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Fair Value €9.96 25.8% undervalued intrinsic discount
BMPS: Takeover Bid Progress And Index Inclusion Will Drive Further Gains
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Fair Value €9.2 19.6% undervalued intrinsic discount
Aging Demographics And Fintech Rivalry Will Cripple Profitability
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Fair Value €11.6 36.3% undervalued intrinsic discount
Digital And Demographic Trends Will Boost Banking Performance Despite Risks
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Aging Demographics And Fintech Rivalry Will Cripple Profitability
Key Takeaways Accelerated retail lending and ambitious acquisitions expose the bank to higher credit risk, operational complexity, and lasting pressure on asset quality and earnings stability. Persistent vulnerability to fintech competition and aggressive capital returns threaten fee income, financial flexibility, and the sustainability of traditional banking operations.Read more
29
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€9.2
19.6% undervalued intrinsic discount
Fair Value
Revenue
32.33% p.a.
Profit Margin
33.64%
Future PE
16.69x
Price in 2029
€13.47
Digital And Demographic Trends Will Boost Banking Performance Despite Risks
Key Takeaways Enhanced scale, digitalization, and wealth management uniquely position BMPS for structurally higher profitability, share gains, and secular uplift in fee-based income and margins. Strong capital resilience and proactive risk management enable aggressive shareholder returns, value-creating M&A, and high-quality loan growth despite sector-wide normalization.Read more
50
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€11.6
36.3% undervalued intrinsic discount
Fair Value
Revenue
35.78% p.a.
Profit Margin
36.82%
Future PE
7.39x
Price in 2029
€15.47
BMPS: Takeover Bid Progress And Index Inclusion Will Drive Further Gains
Key Takeaways Declining interest rates, demographic challenges, and digital disruption threaten future profitability, loan growth, and revenue sustainability. Reliance on merger synergies and digital transformation is crucial, but scale disadvantages and rising costs may constrain long-term earnings improvement.Read more
226
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AN
€9.96
25.8% undervalued intrinsic discount
Fair Value
Revenue
33.16% p.a.
Profit Margin
34.25%
Future PE
7.39x
Price in 2029
€13.58
Trending Discussion
Recently Updated Narratives
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BMPS: Bullish Fair View Will Hinge On Governance And M&A Talks
Fair Value: €9.2 19.6% undervalued intrinsic discount
2 followersusers have followed this narrative
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BMPS: Governance Reforms And Stronger Earnings Quality Will Support Future Upside
Fair Value: €11.6 36.3% undervalued intrinsic discount
2 followersusers have followed this narrative
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BMPS: Fair Value And 2026 Shareholder Meeting Will Shape Future Outlook
Fair Value: €9.96 25.8% undervalued intrinsic discount
26 followersusers have followed this narrative
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Snowflake Analysis
Banca Monte dei Paschi di Siena S.p.A. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 07, 2026
- 0.89
- 99.21%
- 70.50%
- 258.0%
About BMPS
- Founded
- 1472
- Employees
- 21138
- CEO
- WebsiteView website
Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. It operates through four segments: Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking. The company offers savings and deposit accounts, cards, advanced payment systems, insurance products, pensions, mortgages, and loans, as well as financial advisory, electronic payment, self-service customer operations, and consultancy services. It also provides asset management, financial planning, consultancy on non-financial services, and fiduciary and trust services; and credit intermediation, collaboration with trade associations, factoring offers, and third-party custody and storage services for dairy products. In addition, the company offers corporate and structured finance, medium and long-term credit, and specialized support, as well as leasing and bancassurance. It serves private customers, corporate and large group clients, and small and medium enterprises. The company was founded in 1472 and is headquartered in Siena, Italy.
