BCI Share Price Performance
CL$53,999.00
26199.00 (94.24%)
80.7% overvalued intrinsic discount
CL$29,890.00
Fair Value
Price CL$53,999.00
AnalystLowTarget CL$29,890.00
AnalystHighTarget CL$46,000.00
Fair ValueCL$30,005.65
Share Pricen/a
Banco de Crédito e Inversiones Stock Price
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- 8 Fair Values set on narratives written by author
BCI Community Narratives
AN
Fair Value CL$30.01k 80.0% overvalued intrinsic discount
Margins Will Shrink Amid Fintech Expansion In Chile
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Fair Value CL$46k 17.4% overvalued intrinsic discount
Rising Middle Class And Digital Adoption Will Expand Latin Markets
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Margins Will Shrink Amid Fintech Expansion In Chile
Key Takeaways Intensifying competition from fintechs and digital rivals, alongside regulatory and ESG pressures, will squeeze BCI's margins and elevate compliance costs. Domestic demographic and economic stagnation will dampen long-term loan demand and constrain BCI's capacity for sustained core earnings growth.Read more
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AN
CL$30.01k
80.0% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue
10.91% p.a.
Profit Margin
32.89%
Future PE
7.78x
Price in 2028
CL$41.42k
Rising Middle Class And Digital Adoption Will Expand Latin Markets
Key Takeaways Rapid international and digital expansion is transforming revenue streams, customer acquisition, and margin growth, with outperformance in US and Peruvian operations and the MACH digital ecosystem. Strong risk management and capital position enable Bci to capture new market share, pursue fintech opportunities, and sustain superior asset quality compared to peers.Read more
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AN
CL$46k
17.4% overvalued intrinsic discount
AnalystHighTarget Fair Value
Revenue
15.41% p.a.
Profit Margin
30.99%
Future PE
11.24x
Price in 2028
CL$63.5k
Trending Discussion
Recently Updated Narratives
AN
Margins Will Shrink Amid Fintech Expansion In Chile
Fair Value: CL$30.01k 80.0% overvalued intrinsic discount
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AN
Rising Middle Class And Digital Adoption Will Expand Latin Markets
Fair Value: CL$46k 17.4% overvalued intrinsic discount
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Snowflake Analysis
Banco de Crédito e Inversiones Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
Dec 11, 2025
- 4.29k
- 99.21%
- 34.73%
- 316.8%
About BCI
- Founded
- 1937
- Employees
- n/a
- CEO
- WebsiteView website
Banco de Crédito e Inversiones provides various banking products and services in Chile, United States, and Peru. The company offers checking and current accounts; cards; mortgage and consumer credit, insurance, and investment services. It also offers short term and long term commercial credit, guarantee note, factoring, overdraft line, and leasing services. In addition, the company provides project and corporate financing, and mergers and acquisitions services; and offers foreign exchange, letter of credit, Ecards, payments, cash pooling, transfer of funds, and cash collection services. Further, it engages in currencies, hedging, and structuring of derivatives services. Additionally, the company offers commercial vehicle, mobile equipment, heist, health supplement, construction, fire, and guarantee insurance. Banco de Crédito e Inversiones was incorporated in 1937 and is headquartered in Santiago, Chile. Banco de Crédito e Inversiones operates as a subsidiary of Empresas Juan Yarur SpA.