Announcement • May 30
Rego Payment Architectures, Inc. Announces New Implementation Model for Family Wallet Platform Rego Payment Architectures, Inc. announced a new implementation model for its Family Wallet platform, giving banks and credit unions greater flexibility in how they structure youth banking relationships. The new child-centric implementation options allow financial institutions to align REGO’s Family Wallet with their existing youth account structures, compliance strategies, and customer lifecycle goals, while maintaining the same parent and child user experience across both models. The update addresses a common challenge for financial institutions already offering youth checking or savings accounts. Many institutions want to offer these kinds of digital experience for families without disrupting their existing account infrastructure or creating operational friction during onboarding. Under REGO’s new child-centric model, financial institutions can layer the REGO Family Wallet experience directly over existing minor-owned (with parent as joint) youth accounts. In this structure, the child remains the primary account owner, while parents receive visibility and controls through the REGO platform. This approach preserves account continuity through adulthood and eliminates the need for account migration when the child turns 18. REGO’s existing parent-centric model offers an alternative approach designed for institutions seeking faster deployment, earlier engagement with younger children, or simplified onboarding. In this structure, the parent owns the relationship, and children are added as managed users, allowing institutions to avoid the friction associated with opening accounts directly in a child’s name during initial enrollment. The parent-centric approach can significantly reduce operational barriers tied to branch visits, KYC processes, and age-based account restrictions, while still allowing financial institutions to transition children into their own accounts later in the relationship lifecycle if desired. Both implementation models maintain REGO’s core family banking experience, including parent controls, allowance management, chores and rewards, financial literacy tools, youth spending controls, and integrated family engagement features. The new implementation flexibility is available immediately for financial institutions deploying REGO’s white-labeled Family Wallet platform. Announcement • May 16
Rego Payment Architectures, Inc. announced delayed 10-Q filing On 05/15/2026, Rego Payment Architectures, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC. Announcement • Mar 06
Rego Payment Architectures, Inc. Announces Its White-Label Senior Financial Management Product to Be Available End of March 2025 Rego Payment Architectures, Inc. announced the upcoming launch of a first-of-its-kind white-labeled senior financial management (SFM) product that enables banks and credit unions to help protect the financial well-being of senior citizens. REGO’s SFM product allows financial institutions to deploy an integrated branded solution that provides caretakers and fiduciaries with critical oversight and insight into their loved ones’ financial activity and help guard against fraud – even if they bank at different institutions. Financial exploitation of the elderly has become a national crisis. In 2023 alone, Americans over the age of 60 lost more than $38 billion to financial fraud - three times the losses from the previous year, according to Comparitech. The FBI’s 2023 Elder Fraud Report found that elderly fraud victims lost on average $33,915, with nearly 6,000 seniors losing more than $100,000 each. Built on the same secure and compliant platform as REGO’s industry-leading white-label youth banking product, REGO’s SFM offering gives adult children and caretakers full visibility into the financial well-being of their aging family members. It integrates with a financial institution’s digital platform, core banking system, and card processor, allowing banks and credit unions to retain customer relationships and grow deposits. Key features of REGO’s senior financial management product include: Comprehensive account visibility across checking, savings, credit cards, and investment accounts. Bill payment reminders to prevent missed payments. Spending variance alerts that flag unusual behavior. Transaction monitoring to detect unauthorized or suspicious activity. Fraud detection alerts powered by a proprietary Protection Score. Cash flow projections to help families plan for future expenses. The demand for tools to help adult children manage the finances of their aging loved ones has never been greater. A recent report by Cornerstone Advisors, authored by Ron Shevlin, Chief Research Officer, found that over 70% of adults surveyed want financial management tools to help oversee the finances of their parents. The report estimates that addressing the needs of seniors represents a $1 billion annual revenue opportunity for financial institutions, as millions of families seek better ways to safeguard their elderly relatives from fraud and financial mismanagement. With millions of Americans in the “sandwich generation,” who face the responsibility of caring for their kids and aging relatives, consumers are demanding secure, bank-backed family financial management solutions. REGO’s SFM product was designed to help financial institutions address this growing need while strengthening relationships with their customers and members. By expanding its platform beyond youth banking to include senior financial management, REGO reaffirms its commitment to empowering banks and credit unions to serve families at every stage of life. 
