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First BanCorp. Stock Price

NYSE:FBP Community·US$3.2b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 10 Fair Values set on narratives written by author

FBP Share Price Performance

US$20.58
0.46 (2.29%)
17.7% undervalued intrinsic discount
US$25.00
Fair Value
US$20.58
0.46 (2.29%)
17.7% undervalued intrinsic discount
US$25.00
Fair Value
Price US$20.58
AnalystConsensusTarget US$25.00

FBP Community Narratives

AnalystConsensusTarget·
Fair Value US$25 17.7% undervalued intrinsic discount

Puerto Rico Recovery And Digital Investment Will Fortify Future Resilience

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US$25
17.7% undervalued intrinsic discount
Revenue growth
10.23% p.a.
Profit Margin
29.32%
Future PE
12.96x
Share price in 2028
US$30.32

Snowflake Analysis

Very undervalued with flawless balance sheet.

1 Risk
4 Rewards

First BanCorp. Key Details

US$891.0m

Revenue

US$0

Cost of Revenue

US$891.0m

Gross Profit

US$584.3m

Other Expenses

US$306.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 23, 2025
1.92
100.00%
34.42%
17.3%
View Full Analysis

About FBP

Founded
1948
Employees
3113
CEO
Aurelio Aleman-Bermudez
WebsiteView website
www.1firstbank.com

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment provides auto loans, finance leases, personal loans, credit cards, and other types of consumer credit lines; and interest and non-interest-bearing checking and savings accounts. The Commercial and Corporate Banking segment offers commercial real estate and construction loans, as well as other products, such as cash and business management services. The Treasury and Investments segment focuses on fund management business. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

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