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Blend Labs, Inc. Stock Price

NYSE:BLND Community·US$737.7m Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 11 Fair Values set on narratives written by author

BLND Share Price Performance

US$3.01
-2.19 (-42.12%)
US$3.50
Fair Value
US$3.01
-2.19 (-42.12%)
14.0% undervalued intrinsic discount
US$3.50
Fair Value
Price US$3.01
AnalystLowTarget US$3.50
AnalystConsensusTarget US$4.72
AnalystHighTarget US$7.00

BLND Community Narratives

AnalystLowTarget·
Fair Value US$3.5 14.0% undervalued intrinsic discount

Mortgage Headwinds And Regulatory Burdens Will Constrain Prospects

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AnalystConsensusTarget·
Fair Value US$4.72 36.2% undervalued intrinsic discount

Digital Banking Expansion Will Unlock Value Despite Market Headwinds

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2users have followed this narrative
AnalystHighTarget·
Fair Value US$7 57.0% undervalued intrinsic discount

Digital Transformation And Expanded Suites Will Drive Banking Integration

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US$3.5
14.0% undervalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
2.91% p.a.
Profit Margin
2.58%
Future PE
253.79x
Share price in 2028
US$4.44

Updated Narratives

BLND logo

Digital Banking Expansion Will Unlock Value Despite Market Headwinds

Fair Value: US$4.72 36.2% undervalued intrinsic discount
2 users have followed this narrative
0 users have commented on this narrative
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BLND logo

Mortgage Headwinds And Regulatory Burdens Will Constrain Prospects

Fair Value: US$3.5 14.0% undervalued intrinsic discount
0 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative
BLND logo

Digital Transformation And Expanded Suites Will Drive Banking Integration

Fair Value: US$7 57.0% undervalued intrinsic discount
0 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Excellent balance sheet and slightly overvalued.

1 Risk
2 Rewards

Blend Labs, Inc. Key Details

US$167.5m

Revenue

US$71.2m

Cost of Revenue

US$96.4m

Gross Profit

US$117.1m

Other Expenses

-US$20.7m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
-0.08
57.53%
-12.37%
0%
View Full Analysis

About BLND

Founded
2012
Employees
540
CEO
Nima Ghamsari
WebsiteView website
blend.com

Blend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States. It operates in two segments, Blend Platform and Title. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers’ journeys to homeownership, such as close, income verification for mortgage and home equity, homeowners’ insurance, and title. It also provides Blend Builder to configure or build custom workflows from a pre-built set of components; verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; and workflow intelligence components to manage data collection and automate tasks throughout the loan origination process. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services; and other trustee services, as well as professional and consulting services. It serves banks, credit unions, fintechs, and other non-bank mortgage lenders. The company was incorporated in 2012 and is headquartered in Novato, California.

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