Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam and internationally. The company offers personal banking products and services, such as current accounts, foreign currency accounts, and overdraft accounts; flexible and term deposits; certificates of deposit; car, home, and consumer loans; credit and debit cards; overseas money transfer and CDM services; and home, car, and health insurance, as well as group health insurance for business. It also provides corporate banking products and services comprising capital, trading custodial, and real estate custodial accounts; payment, collection, liquidity, deposit, and account management services; solution packages; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; and digital banking services. In addition, the company offers foreign exchange services, including spot and forward trade, and foreign exchange swaps; corporate management services; corporate bonds services; and interest rate derivatives, foreign exchange derivatives, and structured products. It operates through representative offices and transaction offices for individual, small enterprise, and large corporate customers, as well as investors. The company was incorporated in 1993 and is headquartered in Hanoi, Vietnam.
