PPM Share Price Performance
AU$0
-1.43 (-100.00%)
Price AU$0
Fair ValueAU$2.38
Share Pricen/a
Pepper Money Limited Stock Price
- 3 Narratives written by author
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- 18 Fair Values set on narratives written by author
PPM Community Narratives
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Fair Value AU$2.38 3.5% undervalued intrinsic discount
Digital Platforms And AI Will Transform Nonbank Lending
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Fair Value AU$2.7 14.8% undervalued intrinsic discount
Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
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Fair Value AU$1.85 24.3% overvalued intrinsic discount
Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
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Digital Platforms And AI Will Transform Nonbank Lending
Key Takeaways Automation, AI, and tech-driven platforms are boosting operational efficiency, driving margin expansion, and enabling disciplined cost management for improved profitability. Business diversification and strong demand for specialist lending support stable revenue growth, while efficient capital strategies enhance shareholder value.Read more
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AN
AU$2.38
3.5% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
11.47% p.a.
Profit Margin
23.6%
Future PE
10.11x
Price in 2029
AU$2.93
Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
Catalysts About Pepper Money Pepper Money is a non bank lender focused on mortgages, asset finance and capital light loan servicing. What are the underlying business or industry changes driving this perspective?Read more
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AU$2.7
14.8% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
16.5% p.a.
Profit Margin
26.19%
Future PE
10.68x
Price in 2029
AU$3.87
Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
Catalysts About Pepper Money Pepper Money is a diversified non bank lender providing mortgage, asset finance and loan servicing solutions across Australia and New Zealand. What are the underlying business or industry changes driving this perspective?Read more
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AN
AU$1.85
24.3% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
12.83% p.a.
Profit Margin
21.43%
Future PE
9.84x
Price in 2028
AU$2.58
Trending Discussion
Recently Updated Narratives
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PPM: Takeover Proposal And Dividend Policy Will Support A Balanced Outlook
Fair Value: AU$2.38 3.5% undervalued intrinsic discount
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Technology And Whole Loan Servicing Will Drive A Scaled Capital Light Future
Fair Value: AU$2.7 14.8% undervalued intrinsic discount
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Rising Prime Mortgage Competition And Credit Normalization Will Pressure Margins And Future Earnings
Fair Value: AU$1.85 24.3% overvalued intrinsic discount
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Snowflake Analysis
Pepper Money Limited Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 0.24
- 93.37%
- 26.38%
- 1,997.4%
About PPM
- Founded
- 2000
- Employees
- n/a
- CEO
- WebsiteView website
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages, and asset finance and personal loans. It also offers auto and equipment finance, novated leases, and third-party loan services. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia. Pepper Money Limited is a subsidiary of Pepper Group Anz Holdco Limited.
