KLAR Share Price Performance
US$14.00
-31.82 (-69.45%)
82.1% undervalued intrinsic discount
US$78.22
Fair Value
Price US$14.00
European_Hidden_Gem_Stocks US$78.22
AnalystConsensusTarget US$24.10
SiwyOgon US$43.01
Fair ValueUS$78.22
Share Pricen/a
Klarna Group plc Stock Price
- 6 Narratives written by author
- 0 Comments on narratives written by author
- 133 Fair Values set on narratives written by author
KLAR Community Narratives
EU
Fair Value
·Fair Value US$78.22 82.1% undervalued intrinsic discount
How Klarna Is Making Credit Cards Obsolete, in 2 Minutes
1users have liked this narrative
0users have commented on this narrative
8users have followed this narrative
AN
Fair Value
·Fair Value US$24.1 41.9% undervalued intrinsic discount
AI And Neobanking Expansion Will Drive Long-Term Competitive Advantages
1users have liked this narrative
0users have commented on this narrative
27users have followed this narrative
SI
Fair Value
·Fair Value US$43.01 67.4% undervalued intrinsic discount
Klarna Group's Future Brightens with a 31% Revenue Growth Forecast
4users have liked this narrative
0users have commented on this narrative
13users have followed this narrative
KLAR | Klarna Group plc: What They Said vs. What They Did
Klarna is delivering the faster-profit story it promised, with stronger results and improving credit trends — but new cracks are showing in Germany and the company’s top storytellers are heading for the exits. See what’s driving the momentum, what management has gone quiet on, and why the next phase could be trickier than it looks.Read more
LU
US$33.18
57.8% undervalued intrinsic discount
Fair Value
Profit Margin
19.68%
Future PE
13.37x
Price in 2031
US$48.96
Klarna Group's Future Brightens with a 31% Revenue Growth Forecast
Bridging the Aspiration Gap The heart of Klarna’s mission addresses a fundamental human constant: People want things. Whether it’s a necessary home repair (actual construction) or the latest tech to stay competitive, there is often a temporal disconnect between a consumer's desire and their payday.Read more
SI
US$43.01
67.4% undervalued intrinsic discount
Fair Value
Profit Margin
19.03%
Future PE
14.21x
Price in 2031
US$64.41
How Klarna Is Making Credit Cards Obsolete, in 2 Minutes
Klarna pitches a way to pay that feels simpler than credit cards, and it’s trying to turn that foothold into a full shopping-and-banking app people use every day. The big question is whether its tech and partner network can keep pulling shoppers and stores in as regulators and deep-pocketed rivals push back.Read more
EU
US$78.22
82.1% undervalued intrinsic discount
Fair Value
My two-stage DCF model puts intrinsic value at $78.21/share vs. the current price of ~$20.
Banking Mix And Credit Costs Will Ultimately Define A Fair Outlook
Klarna’s push from simple checkout payments into more bank-like products could make its growth look bumpier than many expect, because costs can show up before the revenue does. If loan losses rise faster than the company can manage funding and servicing costs, the story could shift quickly—especially as it expands in the US.Read more
AN
US$18
22.2% undervalued intrinsic discount
Fair Value
Profit Margin
5.55%
Future PE
25.24x
Price in 2029
US$22.7
AI Efficiencies And Fair Financing Will Transform This Payments Platform Over The Next Decade
Klarna is trying to turn “buy now, pay later” into a bigger payments and banking business by showing up inside popular checkout buttons and using smarter automation to keep costs down as it grows. The big question is whether it can win against card networks, big tech wallets, and banks while keeping lending losses under control.Read more
AN
US$36.05
61.2% undervalued intrinsic discount
Fair Value
Profit Margin
14.95%
Future PE
16.92x
Price in 2029
US$45.34
AI And Neobanking Expansion Will Drive Long-Term Competitive Advantages
Klarna aims to turn its popular pay-later checkout button into a broader everyday money app, using its card, savings, and spending tools to earn more from each customer. The upside hinges on AI helping it price credit and run lean, but tougher competition, regulation, or a weaker economy could slow adoption and hit loan losses.Read more
AN
US$24.1
41.9% undervalued intrinsic discount
Fair Value
Profit Margin
8.39%
Future PE
22.41x
Price in 2029
US$30.29
Trending Discussion
No trending discussion available.
Recently Updated Narratives
LU
KLAR | Klarna Group plc: What They Said vs. What They Did
Fair Value: US$33.18 57.8% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
EU
How Klarna Is Making Credit Cards Obsolete, in 2 Minutes
Fair Value: US$78.22 82.1% undervalued intrinsic discount
8 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
SI
Klarna Group's Future Brightens with a 31% Revenue Growth Forecast
Fair Value: US$43.01 67.4% undervalued intrinsic discount
13 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Klarna Group plc Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
- -0.38
- 36.84%
- -3.52%
- 63.3%
About KLAR
- Founded
- 2005
- Employees
- 2831
- CEO
- WebsiteView website
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months. It also offers advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. Additionally, the company provides membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.
