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Community Financial System, Inc. Stock Price

NYSE:CBU Community·US$3.3b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 7 Fair Values set on narratives written by author
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CBU Share Price Performance

US$62.41
3.27 (5.53%)
​
US$67.40
Fair Value
US$62.41
3.27 (5.53%)
7.4% undervalued intrinsic discount
US$67.40
Fair Value
Price US$62.41
AnalystConsensusTarget US$67.40
Wed, 10 Sep 25
Fair ValueUS$67.40
Share Pricen/a

CBU Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$67.4 7.4% undervalued intrinsic discount

Branch Expansion And Digital Banking Will Secure Long-term Success

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Community Financial System
7.4% undervalued intrinsic discount

Branch Expansion And Digital Banking Will Secure Long-term Success

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AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 30 Apr 2025
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Branch Expansion And Digital Banking Will Secure Long-term Success

Fair Value: US$67.4 7.4% undervalued intrinsic discount
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Snowflake Analysis

Flawless balance sheet with proven track record and pays a dividend.

1 Risk
4 Rewards
View Full Analysis

Community Financial System, Inc. Key Details

US$838.2m

Revenue

US$0

Cost of Revenue

US$838.2m

Gross Profit

US$609.1m

Other Expenses

US$229.0m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
4.35
100.00%
27.32%
37.3%
View Full Analysis

About CBU

Founded
1866
Employees
2927
CEO
Dimitar Karaivanov
WebsiteView website
ir.cfsi.com

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

Recent CBU News & Updates

Seeking Alpha • Aug 07

Community Financial System: Margin Expansion Still Underappreciated By The Market

Summary Fixed-asset repricing continues to power healthy margin expansion for Community Financial System (CBU), even as broader interest rates have fallen. CBU's bond portfolio still only yields around 2.2%. With new loans hitting the book at roughly 6%, repricing dynamics will remain attractive for the foreseeable future. Meanwhile, CBU's non-interest revenue, much of which is asset based, is being supported by strong financial markets. Despite enjoying a solid double-digit growth outlook, CBU is trading roughly in line with its past-average P/E ratio, giving investors a reasonable margin of safety. Read the full article on Seeking Alpha

Recent updates

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Community Financial System, Inc. Competitors

EWBC logo

East West Bancorp

Symbol: NasdaqGS:EWBC
Market cap: US$17.7b
PNFP logo

Pinnacle Financial Partners

Symbol: NYSE:PNFP
Market cap: US$15.2b
FHN logo

First Horizon

Symbol: NYSE:FHN
Market cap: US$11.7b
UMBF logo

UMB Financial

Symbol: NasdaqGS:UMBF
Market cap: US$10.8b
View more competitors

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