SDLF Share Price Performance
UK£0
-6.79 (-100.00%)
Price UK£0
Fair ValueUK£8.78
Share Pricen/a
Narrative Update • Jul 30
Standard Life plc Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 150 Fair Values set on narratives written by author
SDLF Community Narratives
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Fair Value
·Fair Value UK£8.78 7.3% overvalued intrinsic discount
Digital Transformation Will Improve Customer Engagement And Efficiency
5users have liked this narrative
0users have commented on this narrative
75users have followed this narrative
AN
Fair Value
·Fair Value UK£9.95 5.4% undervalued intrinsic discount
Digital Adoption And Pension Demand Will Transform European Markets
0users have liked this narrative
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15users have followed this narrative
AN
Fair Value
·Fair Value UK£6.65 41.5% overvalued intrinsic discount
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
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3users have followed this narrative
Digital Transformation Will Improve Customer Engagement And Efficiency
Phoenix Group leans into digital upgrades and a bigger push into retirement products like annuities and workplace pensions, aiming to keep customers longer and run the business more efficiently. The big question is whether it can cut debt and avoid confusing swings in reported results that could shake confidence.Read more
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UK£8.78
7.3% overvalued intrinsic discount
Fair Value
Profit Margin
7.77%
Future PE
16.7x
Price in 2029
UK£10.99
Digital Adoption And Pension Demand Will Transform European Markets
Phoenix Group could benefit as more people in the UK and Europe need help turning savings into retirement income, and its push into digital tools and in-house advice may help it keep customers and cut costs. But it still leans heavily on older closed insurance books and complex past acquisitions, which could drag on growth if debt, integration issues, or new fintech rivals bite.Read more
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UK£9.95
5.4% undervalued intrinsic discount
Fair Value
Profit Margin
13.22%
Future PE
12.46x
Price in 2029
UK£12.47
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
Phoenix Group’s long-term savings and retirement business faces a tough mix of tighter rules, low rates, and digital rivals that can make it harder to keep customers and protect profits. At the same time, growing demand for retirement products and the company’s push into new platforms and partnerships could help it adapt—if the benefits arrive fast enough.Read more
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UK£6.65
41.5% overvalued intrinsic discount
Fair Value
Profit Margin
9.64%
Future PE
12.24x
Price in 2029
UK£8.37
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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SDLF: Capital Light Shift And Aegon Deal Will Shape Balanced Return Outlook
Fair Value: UK£8.78 7.3% overvalued intrinsic discount
75 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Fair Value: UK£9.95 5.4% undervalued intrinsic discount
15 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside
Fair Value: UK£6.65 41.5% overvalued intrinsic discount
3 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Standard Life plc Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Sep 07, 2026
- -0.47
- 7.14%
- -1.63%
- 582.9%
About SDLF
- Founded
- 1782
- Employees
- 5519
- CEO
- WebsiteView website
Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.
Recent SDLF News & Updates
Narrative Update • Jul 16
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.Narrative Update • Jun 30
