SDLF Share Price Performance
UK£7.12
1.96 (38.16%)
6.1% undervalued intrinsic discount
UK£7.58
Fair Value
Price UK£7.12
AnalystConsensusTarget UK£7.58
AnalystLowTarget UK£6.05
AnalystHighTarget UK£8.80
Fair ValueUK£7.58
Share Pricen/a
Standard Life plc Stock Price
- 3 Narratives written by author
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- 131 Fair Values set on narratives written by author
SDLF Community Narratives
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Fair Value UK£7.58 6.1% undervalued intrinsic discount
Digital Transformation Will Improve Customer Engagement And Efficiency
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Fair Value UK£6.05 17.6% overvalued intrinsic discount
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
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Fair Value UK£8.8 19.1% undervalued intrinsic discount
Digital Adoption And Pension Demand Will Transform European Markets
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14users have followed this narrative
Digital Transformation Will Improve Customer Engagement And Efficiency
Key Takeaways Expansion in annuities and workplace pensions boosts revenue opportunities and operating margins, leveraging market growth in retirement solutions. Commitment to lower leverage ratio reduces financial risk and interests, potentially improving net margins and investor confidence.Read more
549
users have viewed this narrative4users have liked this narrative
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72users have followed this narrative
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UK£7.58
6.1% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Profit Margin
13.97%
Future PE
8.85x
Price in 2029
UK£9.36
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
Key Takeaways Shifting consumer preferences and heightened digital competition threaten legacy product revenues and customer retention, challenging future growth across retail and retirement solutions. Regulatory changes, low interest rates, and diminishing acquisition opportunities are likely to raise costs, compress margins, and constrain long-term profitability.Read more
92
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UK£6.05
17.6% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Profit Margin
16.23%
Future PE
6.08x
Price in 2029
UK£7.45
Digital Adoption And Pension Demand Will Transform European Markets
Key Takeaways Accelerating cost-saving, digital transformation, and strong asset in-housing are expected to unlock surplus capital and drive sustained profit and margin growth. Unique market reach, digital advice, and regulatory trends position Phoenix for dominant revenue, asset growth, and high-margin recurring income in retirement products.Read more
79
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UK£8.8
19.1% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Profit Margin
19.95%
Future PE
7.24x
Price in 2029
UK£10.86
Trending Discussion
Recently Updated Narratives
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SDLF: Peer Repricing And Brand Shift Will Shape Future Return Profile
Fair Value: UK£7.58 6.1% undervalued intrinsic discount
72 followersusers have followed this narrative
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AN
PHNX: Future Earnings Multiple Compression Will Likely Limit Post Upgrade Share Upside
Fair Value: UK£6.05 17.6% overvalued intrinsic discount
2 followersusers have followed this narrative
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PHNX: Lower Discount Rate And Execution Assumptions Will Support Stronger Share Price
Fair Value: UK£8.8 19.1% undervalued intrinsic discount
14 followersusers have followed this narrative
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Snowflake Analysis
Standard Life plc Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Mar 16, 2026
- -0.63
- 9.56%
- -3.62%
- 190.5%
About SDLF
- Founded
- 1782
- Employees
- 6980
- CEO
- WebsiteView website
Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other segments. The company offers saving for retirement solutions that include defined contribution workplace pensions, retail savings for retirement, and legacy pensions and savings products; transitioning to retirement solutions, such as pension consolidation, fixed-term annuities, and smooth managed fund; and retirement income solutions, including income drawdown and lifetime annuities, defined benefit pension income, and home equity release. It also offers new and in-force individual annuity and bulk purchase annuity contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.
