Announcement • Jul 08

Xero Announces New Ai-Powered Features Within Its Agentic Platform Jax

Xero announced new AI-powered features within its agentic platform JAX that make it easier for small businesses and accountants and bookkeepers to keep their books clean, automate time-consuming financial workflows, and stay on top of cash flow. Also showcased were recently introduced integrations with Microsoft 365 and Anthropic which bring Xero financial intelligence and data into the everyday tools small businesses and accountants already use. JAX, Xero’s agentic platform, simplifies end-to-end bookkeeping, automates routine tasks and proactively manages cash flow for millions of small businesses and accountants. Book health starts with data health, and Xero is making the entire end-to-end journey from preparing books to filing taxes happen seamlessly in one unified platform with the following innovations: Xero Partner Hub is evolving to bring live book health, work status, and month-end readiness into a single view connected directly to tax and advisory. This will allow practices to seamlessly manage their entire portfolio's books-to-tax compliance workflow in one centralized place. Smart Document Capture is where the journey starts. JAX reads source documents and automatically extracts relevant data and information directly into Xero. Over the coming months, Xero will introduce capabilities to extract data from bank statements, auto-create transactions, and check VAT. Auto Bank Reconciliation powered by JAX automates one of the most time consuming manual tasks in bookkeeping by matching transactions to bank feeds automatically, in real-time. It will soon automate complex cases, such as splitting a single payment across sales and fees. Document chasing is coming soon where JAX will automatically identify transactions missing a receipt, so you don’t have to search through files to determine what’s missing. Xero is also bringing stress-free compliance to customers, expanding on its current UK offerings which include Partnership Tax, Incorporated Accounts Production, and Making Tax Digital for Income Tax, to bring Corporation Tax directly into the platform later this year. Because Xero's compliance engines run natively on live, transaction-level data, the active ledger minimizes errors, speeds up reviews, and maintains absolute traceability from receipt to return. Xero has also introduced new native capabilities and third-party integrations that securely connect Xero data with apps and tools small businesses and accountants and bookkeepers use every day to remove operational complexity and turn fragmented tasks into streamlined, automated financial workflows. To help businesses and practices turn manual financial tasks into durable, scalable workflows, Xero introduced XeroForce, a natural language custom AI agent builder powered by Xero OS. Without writing code, accountants and small businesses can use simple prompts to build custom AI agents that connect Xero to the third-party apps they already use. Through advanced integrations with Anthropic’s Claude and Microsoft 365 Copilot, Xero is orchestrating workflows wherever a small business or accountant works. These integrations allow customers to securely access and query their live Xero financial data directly from their everyday productivity suites. As small businesses scale, their financial operations naturally become more complex, often forcing them to outgrow their favorite tools. Xero is changing that trajectory with Xero Ultra, bringing enterprise-style financial control and reporting, without the enterprise-style cost, disruption or implementation burden — on the Xero platform finance teams and their advisors already know and trust. Cash flow is critical for any business and it all starts with getting paid. Xero Payments is already helping customers end more months cash flow positive and new JAX innovations introduced aim to automate even more of the payments flow to further improve cash flow for businesses. Payment Follow Ups: JAX will analyze a customer’s unique payment history and automatically execute tailored collection plans. Whether consolidating multiple invoices, sending perfectly timed nudges, or pivoting to SMS for non-responsive clients, JAX dynamically adapts to payment behavior to secure faster payouts. Bill Protection: JAX will automatically inspect every bill before payment, flagging unusual amounts, altered bank details, or unfamiliar suppliers, catching anomalies that manual reviews might miss. Cash Flow Actions: JAX actively builds preventative plans and can suggest delaying non-critical bills, protecting payroll, and bridging remaining gaps. Because everything lives on the same ledger, businesses can review, adjust, and execute the plan without leaving Xero. All of the features announced sit within the AI-native Xero OS, which gives small businesses and accountants the financial control and clarity they need in one unified platform.

Announcement • Jun 30

Xero Launches Industry Benchmarks in Xero Analytics

Xero announced the launch of Industry Benchmarks in Xero Analytics. This new benchmarking intelligence expands the enterprise-grade insights Xero delivers to small businesses and their advisors, helping remove ambiguity and boost clarity that can power more informed, real-time decision-making. Industry Benchmarks turns real-time, anonymized and aggregated data from Xero small business customers around the world into comparable performance metrics, allowing small businesses to measure their financial health against peers in their industry and region to help them identify opportunities and avoid operational blind spots. Industry Benchmarks unlocks actionable intelligence to help businesses evaluate where they stand in relation to peers in their industry and pinpoint areas in need of focus or improvement. Key features include: Comparative Performance Scoring: Groups of key financial ratios are analyzed and clearly labeled as leading, lagging, or in line with peers, removing ambiguity and providing instant context. Performance for each business is measured against cohorts at the industry and country level, and highlighted in a personalized scorecard. Targeted Metric Tracking: Small businesses can now benchmark nine critical drivers of health across revenue, profitability and cash management, including: Debtor Days: Get clarity on whether slow paying customers are unique to your business or the industry norm, and address any potential risks to cash flow. Growth in sales revenue: Evaluate sales data to help determine if your scaling efforts are outpacing or falling behind the industry median. Operating Efficiency: Detailed analysis of cost-to-income ratio can help measure how effectively expenses are translating into results compared to industry peers and supporting sustainable business operations. AI-Powered Prioritization Engine: Access to AI-generated insights on actions a business can take serves as a prioritization engine, helping remove guesswork and identify which part of their operations needs attention. Strategic Advisory Launchpad: Benchmarking offers a standardized starting point for more proactive, data-driven conversations between small businesses and their accountants or bookkeepers. Industry Benchmarks expands the robust insights capabilities offered by Xero Analytics which brings CFO-level, enterprise-grade intelligence to small businesses around the world. These powerful benchmarking capabilities within the AI-native Xero OS give small businesses the financial control and clarity they need in one unified platform. With JAX automating routine tasks and surfacing actionable insights, Xero helps give them clarity and confidence around decision-making.

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