QFIN Share Price Performance
US$15.20
-27.23 (-64.18%)
34.5% undervalued intrinsic discount
US$23.21
Fair Value
Price US$15.20
AnalystConsensusTarget US$23.21
AnalystHighTarget US$43.22
AnalystLowTarget US$21.44
Fair ValueUS$23.21
Share Pricen/a
Qfin Holdings, Inc. Stock Price
- 3 Narratives written by author
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- 159 Fair Values set on narratives written by author
QFIN Community Narratives
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Fair Value
·Fair Value US$23.21 34.5% undervalued intrinsic discount
QFIN: Share Repurchase And Dividend Approval Will Drive Continued Investor Confidence
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75users have followed this narrative
AN
Fair Value
·Fair Value US$43.22 64.8% undervalued intrinsic discount
AI Banking Integration And Embedded Finance Will Drive Significant Long Term Upside Potential
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2users have followed this narrative
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Fair Value
·Fair Value US$21.44 29.1% undervalued intrinsic discount
AI Credit Expansion And Regulatory Shifts Will Likely Cap Margins Yet Support Stability
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QFIN: Share Repurchase And Dividend Approval Will Drive Continued Investor Confidence
Qfin runs an AI-driven online lending platform in China, and new tech tools plus digital partnerships could help it win customers and build new fee-based products beyond lending. The big question is whether tougher rules, weaker borrowing demand, and early signs of higher losses could derail growth as it tries to expand overseas.Read more
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US$23.21
34.5% undervalued intrinsic discount
Fair Value
Revenue
-8.33% p.a.
Profit Margin
27.61%
Future PE
4.88x
Price in 2029
US$29.91
AI Credit Expansion And Regulatory Shifts Will Likely Cap Margins Yet Support Stability
Catalysts About Qfin Holdings Qfin Holdings operates a leading AI driven credit technology platform that connects consumers and small businesses with financial institutions in China. What are the underlying business or industry changes driving this perspective?Read more
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US$21.44
29.1% undervalued intrinsic discount
Fair Value
Revenue
-7.5% p.a.
Profit Margin
27.45%
Future PE
4.85x
Price in 2028
US$28.12
AI Banking Integration And Embedded Finance Will Drive Significant Long Term Upside Potential
Catalysts About Qfin Holdings Qfin Holdings operates a leading AI driven credit technology platform that connects consumers and small businesses with financial institutions in China and selected overseas markets. What are the underlying business or industry changes driving this perspective?Read more
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US$43.22
64.8% undervalued intrinsic discount
Fair Value
Revenue
4.64% p.a.
Profit Margin
31.68%
Future PE
5.89x
Price in 2028
US$56.67
Trending Discussion
Recently Updated Narratives
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QFIN: Dividend And Buyback Policy Will Support Future Margin Resilience
Fair Value: US$23.21 34.5% undervalued intrinsic discount
75 fair values setusers have set this as their fair value
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AN
AI Credit Expansion And Regulatory Shifts Will Likely Cap Margins Yet Support Stability
Fair Value: US$21.44 29.1% undervalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
AI Banking Integration And Embedded Finance Will Drive Significant Long Term Upside Potential
Fair Value: US$43.22 64.8% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
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Snowflake Analysis
Qfin Holdings, Inc. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 41.67
- 57.06%
- 27.53%
- 11.7%
About QFIN
- Founded
- 2016
- Employees
- 3557
- CEO
- WebsiteView website
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People’s Republic of China.
