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First Financial Bancorp. Stock Price

NasdaqGS:FFBC Community·US$3.4b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 17 Fair Values set on narratives written by author
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FFBC Share Price Performance

US$32.50
6.99 (27.40%)
​
US$36.86
Fair Value
US$32.50
6.99 (27.40%)
11.8% undervalued intrinsic discount
US$36.86
Fair Value
Price US$32.50
AnalystConsensusTarget US$36.86
Thu, 23 Jul 26
Fair ValueUS$36.86
Share Pricen/a

FFBC Community Narratives

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AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
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Fair Value US$36.86 11.8% undervalued intrinsic discount

Digital Transformation And Process Redesign Will Increase Operational Efficiency

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First Financial Bancorp
11.8% undervalued intrinsic discount

Digital Transformation And Process Redesign Will Increase Operational Efficiency

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AnalystConsensusTarget
AnalystConsensusTarget
Updated 23 Jul
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AnalystConsensusTarget
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FFBC: Fair Outlook Balances Midwest Acquisition Upside With Margin And Credit Execution Risks

Fair Value: US$36.86 11.8% undervalued intrinsic discount
6 fair values setusers have set this as their fair value
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Snowflake Analysis

Flawless balance sheet established dividend payer.

1 Risk
4 Rewards
View Full Analysis

First Financial Bancorp. Key Details

US$952.9m

Revenue

US$0

Cost of Revenue

US$952.9m

Gross Profit

US$667.7m

Other Expenses

US$285.2m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
2.72
100.00%
29.93%
50.2%
View Full Analysis

About FFBC

Founded
1863
Employees
2199
CEO
Archie Brown
WebsiteView website
www.bankatfirst.com

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Recent FFBC News & Updates

Seeking Alpha • Sep 02

First Financial Bancorp.: Strong Profitability With Room For Further Upside

Summary First Financial Bancorp presents an attractive risk/reward profile, combining strong profitability, a robust 3.98% net interest margin, and disciplined loan growth. FFBC trades at a discounted 10.4x P/E and 1.15x P/B, below sector medians, despite high operational efficiency and a record $83.9 million adjusted net income in Q2 2026. Acquisitions, including BankFinancial and the upcoming $208 million Finward Bancorp deal, are expected to drive further loan growth and cost synergies. Key risks include integration challenges, elevated commercial real estate exposure (28% of loans), and sensitivity to prolonged high interest rates impacting credit quality. Read the full article on Seeking Alpha

Recent updates

No updates

First Financial Bancorp. Competitors

EWBC logo

East West Bancorp

Symbol: NasdaqGS:EWBC
Market cap: US$17.7b
PNFP logo

Pinnacle Financial Partners

Symbol: NYSE:PNFP
Market cap: US$14.9b
FHN logo

First Horizon

Symbol: NYSE:FHN
Market cap: US$11.6b
UMBF logo

UMB Financial

Symbol: NasdaqGS:UMBF
Market cap: US$10.6b
View more competitors

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